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BlackRock Institutional Trust Company, N.A.: Financial Reports & UBPR Data

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San Francisco, CA $1B to $10B in assets RSSD #1444021 Routing #121045122

Data as of · sourced from FFIEC call reports. How we update

Assets
$4.75B
Deposits
$0
Loans
$0
Equity
$3.65B

BlackRock Institutional Trust Company, N.A. is one of the more profitable banks of its size. Based in San Francisco, California, it had $4.8 billion in assets at June 30, 2026, up 3.3% from a year earlier. It returns 29.3% a year on shareholders' equity, 2.3 times the median of 12.6% for the 895 banks with $1 billion to $10 billion in assets. It also holds common equity equal to 131.98% of its risk-weighted assets, 9.8 times the median of 13.52% for banks its size. Much of that comes from cost control: it spends about 45 cents to bring in each dollar of revenue.

Earnings jumped: net income for the quarter was $265 million, 84% above the same quarter a year earlier.

As of June 30, 2026, BlackRock Institutional Trust Company, N.A. reported a CET1 capital ratio of 131.98%, a return on assets of 22.78% and a Texas ratio of 0.00%, according to its call report filed with the FFIEC.

Headquarters Profile

Metro Area
San Francisco-Oakland-Fremont, CA
Federal Reserve member
—
Federal Reserve district
District 12, San Francisco
Fiduciary (trust) powers
—
Call Report form
FFIEC 031
Employees (FTE)
497
Domestic deposits
$0
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$4.65B
Average total loans
$0
Average interest-bearing deposits
$0
Fed RSSD
1444021

Profitability

Q2 annualized
Return on Assets22.78%YTD 18.59%
Return on Equity29.35%YTD 23.92%
Net Interest Margin3.91%YTD 3.89%

Balance Sheet

Total liabilities$1.10B
Cash & balances due$99.0M
Securities, available-for-sale$645.6M
Securities, held-to-maturity$195K
Goodwill & intangibles$1.33B

Income Statement

Net income Q2$264.7M
Net interest income YTD$16.1M
Total interest income YTD$16.1M
Total interest expense YTD$0
Provision for credit losses YTD-$1.6M

Operating & Funding

Total noninterest income YTD$1.13B
Total noninterest expense YTD$586.8M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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BlackRock Institutional Trust Company, N.A. rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 131.98% 22.78% — 0.00% 3.91%
Q1 2026 138.69% 14.45% — 0.00% 3.88%
Q4 2025 114.00% 30.92% — 0.00% 4.05%
Q3 2025 146.60% 15.75% — 0.00% 4.50%
Q2 2025 178.63% 12.55% — 0.00% 4.52%
Q1 2025 180.27% 9.69% — 0.00% 4.54%
Q4 2024 151.94% 24.49% — 0.00% 4.89%
Q3 2024 163.90% 12.81% — 0.00% 5.48%

Swipe the table sideways to see every column.

Regulatory record

What the public regulatory sources show for BlackRock Institutional Trust Company, N.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
Not on file: no SoD deposits in its home state
Period: not on file. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
Not on file: no SBA 7(a) loans matched
Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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BlackRock Institutional Trust Company, N.A.: regulatory capital profile · BankRegReports

Frequently asked about BlackRock Institutional Trust Company, N.A.

What are BlackRock Institutional Trust Company, N.A.'s total assets?

As of the Q2 2026 filing, BlackRock Institutional Trust Company, N.A. reported total assets of $4.75 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is BlackRock Institutional Trust Company, N.A. headquartered?

BlackRock Institutional Trust Company, N.A. is headquartered in San Francisco, CA, United States. It files quarterly FFIEC call reports, as every FDIC-insured bank must.

What is BlackRock Institutional Trust Company, N.A.'s CET1 capital ratio?

BlackRock Institutional Trust Company, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 131.98% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

What is BlackRock Institutional Trust Company, N.A.'s Texas Ratio?

BlackRock Institutional Trust Company, N.A.'s Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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