BlackRock Institutional Trust Company, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Tier 1 leverage ratio climbed 7.95 percentage points in Q2 2026, from 52.51% to 60.46%. It was the largest change from Q1 2026 among the key lines here. BlackRock Institutional Trust Company, N.A.'s CET1 ratio of 131.98% is well above the 13.48% median for banks in the $1B-10B asset tier, a gap of 118.50 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 131.98% |
| Tier 1 risk-based capital ratio | 131.98% |
| Total risk-based capital ratio | 132.41% |
| Tier 1 leverage ratio | 60.46% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $812.3M |
| Tier 1 capital | $812.3M |
| Total risk-based capital | $814.9M |
| Total equity capital | $3.65B |
| Risk-weighted assets | $615.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 76.78% |
| Tangible equity to tangible assets | 24.84% |
| Equity capital to average assets | 78.48% |
| Internal capital growth rate | 7.25% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $1.5M |
| Common stock surplus | $2.94B |
| Retained earnings | $714.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.3M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 139.28% | 139.28% | 140.03% | 64.81% | $530.7M |
| Q4 2023 | 145.05% | 145.05% | 145.76% | 65.86% | $531.4M |
| Q1 2024 | 151.57% | 151.57% | 152.38% | 64.89% | $514.1M |
| Q2 2024 | 160.40% | 160.40% | 161.42% | 66.06% | $499.0M |
| Q3 2024 | 163.90% | 163.90% | 165.15% | 63.79% | $491.8M |
| Q4 2024 | 151.94% | 151.94% | 153.19% | 71.32% | $627.3M |
| Q1 2025 | 180.27% | 180.27% | 181.52% | 61.21% | $474.0M |
| Q2 2025 | 178.63% | 178.63% | 179.80% | 67.17% | $486.0M |
| Q3 2025 | 146.60% | 146.60% | 147.85% | 54.22% | $448.9M |
| Q4 2025 | 114.00% | 114.00% | 114.56% | 67.60% | $742.4M |
| Q1 2026 | 138.69% | 138.69% | 139.29% | 52.51% | $528.7M |
| Q2 2026 | 131.98% | 131.98% | 132.41% | 60.46% | $615.4M |
BlackRock Institutional Trust Company, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock BlackRock Institutional Trust Company, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BlackRock Institutional Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 1444021)