BlackRock Institutional Trust Company, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Yield on securities edged down 0.10 percentage points between Q1 2026 and Q2 2026, to 4.43%. BlackRock Institutional Trust Company, N.A. reported 3.91% on net interest margin for Q2 2026, 0.20 points above the 3.71% median for banks in the $1B-10B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.91% |
| Yield on loans | — |
| Yield on securities | 4.43% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.91% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin | Securities |
|---|---|---|---|
| Q3 2023 | 5.49% | 5.49% | 6.46% |
| Q4 2023 | 5.57% | 5.57% | 6.19% |
| Q1 2024 | 5.44% | 5.44% | 6.21% |
| Q2 2024 | 5.44% | 5.44% | 6.22% |
| Q3 2024 | 5.48% | 5.48% | 5.97% |
| Q4 2024 | 4.89% | 4.89% | 5.18% |
| Q1 2025 | 4.54% | 4.54% | 4.90% |
| Q2 2025 | 4.52% | 4.52% | 4.92% |
| Q3 2025 | 4.50% | 4.50% | 4.81% |
| Q4 2025 | 4.05% | 4.05% | 4.44% |
| Q1 2026 | 3.88% | 3.88% | 4.53% |
| Q2 2026 | 3.91% | 3.91% | 4.43% |
BlackRock Institutional Trust Company, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock BlackRock Institutional Trust Company, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full BlackRock Institutional Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 1444021)