Bank of Labor: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Problem loans are rising at Bank of Labor. The Overland Park, Kansas bank had $1.1 billion in assets at June 30, 2026, up 3.4% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 3.15% of loans from 0.13% a year earlier. It pays an average of 0.96% on its deposits and borrowings, about half the median of 2.01% for the 895 banks with $1 billion to $10 billion in assets. On the other hand, it funds 7.99% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.52%).
Paper losses on its bond portfolio are shrinking: unrealized losses of $47 million equal 54% of Tier 1 capital, down from 64% a year earlier. Delinquency has appeared in its $39 million non-owner-occupied commercial real estate book: 3.35% of those loans are past due or on nonaccrual, against almost none a year earlier. Credit is the area to watch: it carries problem assets equal to 20.4% of the capital and reserves that would absorb them, 5.7 times the median of 3.6% for banks its size.
As of June 30, 2026, Bank of Labor reported a CET1 capital ratio of 14.19%, a return on assets of 0.88%, a nonperforming-loan ratio of 3.15% and a Texas ratio of 20.40%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 6301 Glenwood St, Third Floor, Overland Park, KS 66202
- County
- Johnson
- Metro Area
- Kansas City, MO-KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Trust powers grandfathered
- Call Report form
- FFIEC 041
- Established
- September 2, 1924
- Former names
- Brotherhood Bank & Trust (2007-2013); The Brotherhood Bank and Trust Company (1979-2007)
- Offices
- 6 domestic
- Employees (FTE)
- 122
- Domestic deposits
- $1.04B
- Allowance for credit losses
- $5.3M
- Net charge-offs (YTD)
- -$18K
- Average total assets
- $1.09B
- Average total loans
- $374.3M
- Average interest-bearing deposits
- $722.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 1874
- Fed RSSD
- 246657
- Website
- http://www.bankoflabor.com →
- Parent Holding Company
- BANK OF LABOR BANCSHARES, INC. (RSSD 1471960)
- Ultimate Parent
- INTERNATIONAL BROTHERHOOD OF BOILERMAKERS, IRON SHIP BUILDERS, BLACKSMITHS, FORGERS AND HELPERS (RSSD 1051317)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Bank of Labor terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Bank of Labor, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Nonperforming loans (nonaccrual loans plus loans 90 or more days past due) exceed 3% of total loans. BankRegReports band at 3% of total loans.
Bank of Labor rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for Bank of Labor: Texas Ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.19% | 0.88% | 3.15% | 20.40% | 3.50% |
| Q1 2026 | 13.75% | 0.96% | 3.18% | 21.03% | 3.51% |
| Q4 2025 | 13.87% | 0.78% | 3.23% | 21.39% | 3.54% |
| Q3 2025 | 14.03% | 0.98% | 0.14% | 0.93% | 3.56% |
| Q2 2025 | 13.69% | 0.92% | 0.15% | 0.98% | 3.49% |
| Q1 2025 | 13.84% | 1.02% | 0.11% | 0.77% | 3.47% |
| Q4 2024 | 13.42% | 0.72% | 0.10% | 0.84% | 3.53% |
| Q3 2024 | 13.33% | 0.97% | 0.10% | 0.83% | 3.59% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 6 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Glenwood Branch | Overland Park , KS | 66202 | $734.0M |
| 75th Street and Quivira Road Branch | Shawnee , KS | 66214 | $198.1M |
| Mid-County Facility | Kansas City , KS | 66112 | $71.2M |
| Olathe Branch | Olathe , KS | 66061 | $21.4M |
| Center City Branch | Kansas City , KS | 66101 | $16.5M |
| Bank of Labor (main office) | Overland Park , KS | 66202 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 17, 2007 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 3, 1996 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 1996 | Structure Change | Acquired Citizens Bank and Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 12, 1990 | Structure Change | Acquired Sun Savings Association, F.A. Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| May 11, 1990 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 30, 1984 | Structure Change | Acquired Indian Springs State Bank Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| January 28, 1984 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 7 events.
Regulatory record
What the public regulatory sources show for Bank of Labor, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 1.0% of deposits in KS, rank 25 of 233 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $772K approved, $772K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2022 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Bank of Labor
What are Bank of Labor's total assets?
As of the Q2 2026 filing, Bank of Labor reported total assets of $1.11 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Labor headquartered?
Bank of Labor is headquartered in Overland Park, KS, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Bank of Labor founded?
Bank of Labor was established in 1924, per the FDIC institution directory.
Is Bank of Labor FDIC-insured?
Yes. Bank of Labor is an FDIC-insured commercial bank (FDIC Certificate #1874). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Labor?
Bank of Labor's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Bank of Labor's CET1 capital ratio?
Bank of Labor reported a Common Equity Tier 1 (CET1) capital ratio of 14.19% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bank of Labor operate?
Bank of Labor operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Labor's Texas Ratio?
Bank of Labor's Texas Ratio is 20.40% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Bank of Labor previously called?
The charter now named Bank of Labor has also operated as Brotherhood Bank & Trust (2007-2013), The Brotherhood Bank and Trust Company (1979-2007), per FDIC structure-change records.
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