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Stifel Trust Company N.A.: Financial Reports & UBPR Data

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Saint Louis, MO $100M to $1B in assets Est. February 16, 1993 FDIC #33785 RSSD #2713920 Routing #081019557 OCC

Data as of · sourced from FFIEC call reports. How we update

Assets
$911.0M
Deposits
$850.4M
Loans
$0
Equity
$53.1M

Stifel Trust Company N.A. is one of the more profitable banks of its size. Its balance sheet stood at $911 million at June 30, 2026, down 1.6% from a year earlier; it is based in Saint Louis, Missouri. It earns about $3.33 a year on every $100 of assets, 2.6 times the median of $1.28 for the 2,660 banks with $100 million to $1 billion in assets. It also spends about 39 cents to bring in each dollar of revenue, lower than about 9 in 10 banks its size (median 61 cents).

Unrealized losses on its securities total $24 million, equal to 33% of Tier 1 capital, against 31% a year earlier. Where it has less room is capital: it funds 7.52% of its assets with Tier 1 capital, lower than about 9 in 10 banks its size (median 10.99%).

As of June 30, 2026, Stifel Trust Company N.A. reported a CET1 capital ratio of 38.50%, a return on assets of 3.33% and a Texas ratio of 0.00%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
501 N Broadway, Saint Louis, MO 63102
County
St. Louis City
Metro Area
St. Louis, MO-IL
Charter
Commercial bank, national (federal) charter, Fed member, OCC-supervised
Primary Regulator
OCC
FDIC Region
Kansas City (Region 11)
Federal Reserve member
Yes
Federal Reserve district
District 8, St. Louis
Fiduciary (trust) powers
Full trust powers granted
Call Report form
FFIEC 051
Established
February 16, 1993
Former names
1919 Investment Counsel & Trust Company, National Association (2014-2016); Legg Mason Investment Counsel & Trust Company, National Association (2006-2014); Legg Mason Trust Company, National Association (2005-2006); Legg Mason Trust, FSB (1999-2005)
Offices
2 domestic
Employees (FTE)
57
Domestic deposits
$850.4M
Allowance for credit losses
$0
Net charge-offs (YTD)
$0
Average total assets
$943.2M
Average total loans
$0
Average interest-bearing deposits
$848.8M
Tax status
C corporation
Ownership
Stock
Community bank
No
FDIC-insured since
September 29, 1999
FDIC Cert
33785
Fed RSSD
2713920
SEC CIK
720672 → filed by STIFEL FINANCIAL CORP.
Ultimate Parent
STIFEL FINANCIAL CORP. (RSSD 3063622)

Profitability

Q2 annualized
Return on Assets3.33%YTD 3.26%
Return on Equity52.58%YTD 48.97%
Net Interest Margin4.19%YTD 4.17%

Balance Sheet

Total liabilities$857.9M
Cash & balances due$166.6M
Securities, available-for-sale$485.2M
Securities, held-to-maturity$238.5M
Goodwill & intangibles$0

Income Statement

Net income Q2$7.8M
Net interest income YTD$19.3M
Total interest income YTD$19.5M
Total interest expense YTD$231K
Provision for credit losses YTD$0

Operating & Funding

Total noninterest income YTD$14.7M
Total noninterest expense YTD$13.2M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

No provision recorded in the last 12 quarters.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Stifel Trust Company N.A. rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 38.50% 3.33% — 0.00% 4.19%
Q1 2026 45.22% 3.18% — 0.00% 4.16%
Q4 2025 41.12% 3.14% — 0.00% 4.37%
Q3 2025 47.80% 3.30% — 0.00% 4.34%
Q2 2025 41.14% 3.22% — 0.00% 4.19%
Q1 2025 39.62% 3.01% — 0.00% 4.01%
Q4 2024 41.82% 3.52% — 0.00% 4.38%
Q3 2024 36.76% 3.67% — 0.00% 4.60%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 2 branches →

1–2 of 2
Branch Location ZIP Deposits
Stifel Trust Company, National Association Saint Louis , MO 63102 $850.4M
1919 Investment Counsel & Trust, A Divis Baltimore , MD 21202 $0

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
June 30, 2016 M&A Acquired The Trust Company of Sterne Agee, Inc. merger for the acquired bank SEC
June 30, 2016 Structure Change Acquired The Trust Company of Sterne Agee, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
January 1, 2016 M&A Acquired Stifel Trust Company, N.A. merger for the acquired bank SEC
January 1, 2016 Structure Change Acquired Stifel Trust Company, N.A. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
September 21, 1999 M&A Acquired Legg Mason Trust Company merger for the acquired bank SEC
September 21, 1999 Structure Change Acquired Legg Mason Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.

Regulatory record

What the public regulatory sources show for Stifel Trust Company N.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
0.3% of deposits in MO, rank 53 of 253 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
Not on file: no SBA 7(a) loans matched
Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Stifel Trust Company N.A.: regulatory capital profile · BankRegReports

Frequently asked about Stifel Trust Company N.A.

What are Stifel Trust Company N.A.'s total assets?

As of the Q2 2026 filing, Stifel Trust Company N.A. reported total assets of $911.0 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Stifel Trust Company N.A. headquartered?

Stifel Trust Company N.A. is headquartered in Saint Louis, MO, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was Stifel Trust Company N.A. founded?

Stifel Trust Company N.A. was established in 1993, per the FDIC institution directory.

Is Stifel Trust Company N.A. FDIC-insured?

Yes. Stifel Trust Company N.A. is an FDIC-insured commercial bank (FDIC Certificate #33785). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Stifel Trust Company N.A.?

Stifel Trust Company N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Stifel Trust Company N.A.'s CET1 capital ratio?

Stifel Trust Company N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 38.50% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.

How many branches does Stifel Trust Company N.A. operate?

Stifel Trust Company N.A. operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Stifel Trust Company N.A.'s Texas Ratio?

Stifel Trust Company N.A.'s Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

What was Stifel Trust Company N.A. previously called?

The charter now named Stifel Trust Company N.A. has also operated as 1919 Investment Counsel & Trust Company, National Association (2014-2016), Legg Mason Investment Counsel & Trust Company, National Association (2006-2014), Legg Mason Trust Company, National Association (2005-2006), Legg Mason Trust, FSB (1999-2005), per FDIC structure-change records.

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