Colonial Savings, F.A.: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Colonial Savings, F.A. spends more to run itself than most banks of its size. Its balance sheet stood at $502 million at June 30, 2026, down 49.4% from a year earlier; it is based in Fort Worth, Texas. It loses about $2.00 a year on every $100 of assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median $1.28). It also spends about 172 cents to bring in each dollar of revenue, about triple the median of 61 cents for banks its size.
It lost $2.6 million in the quarter. Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.13% of loans from 0.27%. Its margin is thin by comparison: it keeps 3.39 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).
As of June 30, 2026, Colonial Savings, F.A. reported a CET1 capital ratio of 174.54%, a return on assets of -2.00%, a nonperforming-loan ratio of 0.38% and a Texas ratio of 0.06%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 2626c West Fwy, Fort Worth, TX 76102
- County
- Tarrant
- Metro Area
- Dallas-Fort Worth-Arlington, TX
- Charter
- State-chartered stock savings and loan association, FDIC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- —
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 041
- Established
- January 1, 1962
- Former names
- Colonial Savings and Loan Association, f.a. (1991-1993)
- Offices
- 7 domestic
- Employees (FTE)
- 58
- Domestic deposits
- $255.3M
- Allowance for credit losses
- $1.7M
- Net charge-offs (YTD)
- $0
- Average total assets
- $516.8M
- Average total loans
- $110.6M
- Average interest-bearing deposits
- $227.7M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 31361
- Fed RSSD
- 339072
- Website
- www.gocolonial.com →
- Parent Holding Company
- COLONIAL HOLDING COMPANY (RSSD 3816677)
- Ultimate Parent
- JED TRUST, THE (RSSD 4264789)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Colonial Savings, F.A. terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Colonial Savings, F.A., freeColonial Savings, F.A. rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 174.54% | -2.00% | 0.38% | 0.06% | 3.39% |
| Q1 2026 | 174.41% | -3.01% | 0.34% | 0.05% | 3.36% |
| Q4 2025 | 189.47% | -3.49% | 0.01% | 0.03% | 3.56% |
| Q3 2025 | 62.44% | 3.10% | 5.31% | 0.94% | 2.99% |
| Q2 2025 | 23.93% | 0.55% | 5.17% | 0.81% | 2.58% |
| Q1 2025 | 22.30% | 0.37% | 8.35% | 1.30% | 2.03% |
| Q4 2024 | 20.73% | 0.41% | 9.01% | 1.17% | 2.34% |
| Q3 2024 | 19.71% | 0.00% | 8.08% | 1.40% | 2.17% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 7 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Colonial Savings, F.A. | Fort Worth , TX | 76102 | $64.3M |
| Colleyville Branch | Colleyville , TX | 76034 | $57.4M |
| Oakmont Branch | Fort Worth , TX | 76132 | $50.9M |
| Lewisville Branch | Lewisville , TX | 75067 | $40.2M |
| Arlington Branch | Arlington , TX | 76013 | $25.8M |
| North Beach Branch | Fort Worth , TX | 76244 | $8.5M |
| Mortgage Servicing Operations | Fort Worth , TX | 76102 | $8.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 1993 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 1993 | Structure Change | Acquired Colonial National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 29, 1990 | Structure Change | Acquired Banner Banc Federal Savings & Loan Association Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| September 28, 1990 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 17, 1987 | Structure Change | Acquired First Savings & Loan Association Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 5 events.
Regulatory record
What the public regulatory sources show for Colonial Savings, F.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 2 against the institution (OCC)
- April 30, 2019, OCC: Civil Money Penalty (CMP): Colonial Savings, F.A.
- April 13, 2017, OCC: Civil Money Penalty (CMP): Colonial Savings, Fa
- Period: Most recent institution action April 30, 2019. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in TX, rank 264 of 447 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 3 applications, 3 loans originated, $935K originated, across 3 states
- Period: Calendar year 2024. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $969K approved, $969K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Colonial Savings, F.A.
What are Colonial Savings, F.A.'s total assets?
As of the Q2 2026 filing, Colonial Savings, F.A. reported total assets of $501.8 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Colonial Savings, F.A. headquartered?
Colonial Savings, F.A. is headquartered in Fort Worth, TX, United States. It files quarterly FFIEC call reports, as every FDIC-insured savings and loan association must.
When was Colonial Savings, F.A. founded?
Colonial Savings, F.A. was established in 1962, per the FDIC institution directory.
Is Colonial Savings, F.A. FDIC-insured?
Yes. Colonial Savings, F.A. is an FDIC-insured savings and loan association (FDIC Certificate #31361). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Colonial Savings, F.A.?
Colonial Savings, F.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Colonial Savings, F.A.'s CET1 capital ratio?
Colonial Savings, F.A. reported a Common Equity Tier 1 (CET1) capital ratio of 174.54% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Colonial Savings, F.A. operate?
Colonial Savings, F.A. operates 7 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Colonial Savings, F.A.'s Texas Ratio?
Colonial Savings, F.A.'s Texas Ratio is 0.06% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was Colonial Savings, F.A. previously called?
The charter now named Colonial Savings, F.A. has also operated as Colonial Savings and Loan Association, f.a. (1991-1993), per FDIC structure-change records.
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