Colonial Savings, F.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Colonial Savings, F.A. of Fort Worth, TX against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -2.00% | 1.25% | -3.25% | 1st bottom |
| ROAE | -4.33% | 12.22% | -16.55% | 2nd bottom |
| Net Interest Margin | 3.39% | 3.95% | -0.56% | 22nd bottom |
| Efficiency Ratio | 172.36% | 63.71% | +108.65% | 0th bottom |
| PPNR / Avg Assets | -1.73% | — | — | 0th bottom |
| Yield on Earning Assets | 4.48% | 5.67% | -1.19% | 8th bottom |
| Cost of Funds | 2.05% | 1.87% | +0.18% | 34th below |
| Net Interest Spread | 2.13% | — | — | 5th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.38% | 0.88% | -0.50% | 52nd above |
| NPA / Total Assets | 0.09% | — | — | 72nd above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.50% | — | — | 78th top |
| ACL / NPLs (Coverage) | 389.55% | — | — | 64th above |
| Texas Ratio | 0.06% | 5.96% | -5.90% | 86th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 174.54% | 17.18% | +157.36% | 99th top |
| Tier 1 Ratio | 174.54% | 17.21% | +157.33% | 99th top |
| Total Capital Ratio | 175.73% | — | — | 99th top |
| Leverage Ratio | 46.07% | 11.75% | +34.32% | 99th top |
| Equity / Assets | 47.41% | 10.98% | +36.43% | 99th top |
| TCE / Tangible Assets | 47.41% | — | — | 99th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 44.80% | 80.44% | -35.64% | 94th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.42% | 86.95% | +0.47% | 41st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -49.39% | — | — | 0th bottom |
| Loan Growth (Y/Y) | -83.35% | — | — | 0th bottom |
| Deposit Growth (Y/Y) | -58.07% | — | — | 0th bottom |
See Colonial Savings, F.A.'s peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Colonial Savings, F.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Colonial Savings, F.A. profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Colonial Savings, F.A. peer analysis.