The Depository Trust Company: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
The Depository Trust Company spends more to run itself than most banks of its size. The Brooklyn, New York bank had $11.0 billion in assets at June 30, 2026, against $5.7 billion a year earlier. It spends about 83 cents to bring in each dollar of revenue, higher than about 9 in 10 of the 127 banks with $10 billion to $100 billion in assets (median 53 cents). It also keeps 0.38 cents of net interest income on every dollar of earning assets, a small fraction of the median of 3.63 cents for banks its size.
Net income for the quarter slipped 13% from a year earlier, to $19 million. Funding is the softer spot: it pays an average of 4.66% on its deposits and borrowings, 2.4 times the median of 1.92% for banks its size.
As of June 30, 2026, The Depository Trust Company reported a CET1 capital ratio of 35.39%, a return on assets of 1.05% and a Texas ratio of 0.00%, according to its call report filed with the FFIEC.
Headquarters Profile
- Metro Area
- New York-Newark-Jersey City, NY-NJ
- Federal Reserve member
- —
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Employees (FTE)
- 1,807
- Domestic deposits
- $0
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $7.44B
- Average total loans
- $0
- Average interest-bearing deposits
- $0
- Fed RSSD
- 52719
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
No provision recorded in the last 12 quarters.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
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How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 35.39% | 1.05% | — | 0.00% | 0.38% |
| Q1 2026 | 47.89% | 1.97% | — | 0.00% | 0.86% |
| Q4 2025 | 90.28% | 2.20% | — | 0.00% | 1.08% |
| Q3 2025 | 61.04% | 2.42% | — | 0.00% | 0.97% |
| Q2 2025 | 60.64% | 1.93% | — | 0.00% | 1.09% |
| Q1 2025 | 79.14% | 2.47% | — | 0.00% | 1.39% |
| Q4 2024 | 93.99% | 2.37% | — | 0.00% | 1.58% |
| Q3 2024 | 62.09% | 2.06% | — | 0.00% | 1.53% |
Swipe the table sideways to see every column.
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| September 1, 1998 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| September 1, 1998 | Structure Change | Acquired Participants Trust Company Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
What the public regulatory sources show for The Depository Trust Company, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- Not on file: no SoD deposits in its home state
- Period: not on file. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- Not on file: no SBA 7(a) loans matched
- Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about The Depository Trust Company
What are The Depository Trust Company's total assets?
As of the Q2 2026 filing, The Depository Trust Company reported total assets of $11.00 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is The Depository Trust Company headquartered?
The Depository Trust Company is headquartered in Brooklyn, NY, United States. It files quarterly FFIEC call reports, as every FDIC-insured bank must.
What is The Depository Trust Company's CET1 capital ratio?
The Depository Trust Company reported a Common Equity Tier 1 (CET1) capital ratio of 35.39% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
What is The Depository Trust Company's Texas Ratio?
The Depository Trust Company's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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