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Stockmens Bank: Financial Reports & UBPR Data

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Colorado Springs, CO $100M to $1B in assets Est. May 1, 1897 FDIC #8321 RSSD #982553 Routing #104106473 FDIC

Data as of · sourced from FFIEC call reports. How we update

Assets
$650.8M
Deposits
$567.4M
Loans
$556.6M
Equity
$69.0M

Stockmens Bank operates with a thinner capital cushion than most banks of its size. Its balance sheet stood at $651 million at June 30, 2026, up 19.0% from a year earlier; it is based in Colorado Springs, Colorado. It holds common equity equal to 11.01% of its risk-weighted assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 15.12%). It also grew its loan book 23.0% over the year, 4.2 times the median of 5.5% for banks its size.

Net income for the quarter rose 12% from a year earlier, to $2.2 million. Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.18% of loans from 0.32%.

As of June 30, 2026, Stockmens Bank reported a CET1 capital ratio of 11.01%, a return on assets of 1.48%, a nonperforming-loan ratio of 0.18% and a Texas ratio of 1.41%, according to its call report filed with the FFIEC.

Headquarters Profile

Address
25 N Cascade Ave, Colorado Springs, CO 80903
County
El Paso
Metro Area
Colorado Springs, CO
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Dallas (Region 13)
Federal Reserve member
No
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
May 1, 1897
Former names
The State Bank of Bartley, DBA Stockmens Bank, a Division of the State Bank of Bartley (2014)
Offices
13 domestic
Employees (FTE)
122
Domestic deposits
$567.4M
Allowance for credit losses
$8.7M
Net charge-offs (YTD)
-$5K
Average total assets
$596.2M
Average total loans
$512.5M
Average interest-bearing deposits
$411.9M
Tax status
C corporation
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
8321
Fed RSSD
982553
SEC CIK
912967 → filed by FIRST BANCSHARES, INC.
Parent Holding Company
FIRST BANCSHARES, INC. (RSSD 2484417) · FBSI

Management

Senior officers at parent holding company, from SEC Form 3/4/5 disclosures

Name Role Title
Weaver Richard Bradley CEO Chairman of the Board & CEO

Profitability

Q2 annualized
Return on Assets1.48%YTD 1.52%
Return on Equity12.88%YTD 13.16%
Net Interest Margin4.83%YTD 4.83%

Balance Sheet

Total liabilities$581.8M
Cash & balances due$56.7M
Securities, available-for-sale$7.6M
Securities, held-to-maturity$83K
Goodwill & intangibles$3.5M

Income Statement

Net income Q2$2.2M
Net interest income YTD$13.5M
Total interest income YTD$18.1M
Total interest expense YTD$4.6M
Provision for credit losses YTD$673K

Operating & Funding

Total noninterest income YTD$691K
Total noninterest expense YTD$7.7M

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Stockmens Bank rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

Quarter CET1 ROA NPL Texas NIM
Q2 2026 11.01% 1.48% 0.34% 1.41% 4.83%
Q1 2026 13.30% 1.55% 0.46% 3.80% 4.83%
Q4 2025 12.99% 1.52% 0.46% 1.96% 4.90%
Q3 2025 12.93% 1.52% 0.58% 2.07% 4.68%
Q2 2025 13.05% 1.45% 0.60% 2.12% 4.64%
Q1 2025 13.24% 1.36% 0.53% 2.12% 4.50%
Q4 2024 12.92% 1.40% 0.50% 2.91% 4.57%
Q3 2024 12.70% 1.31% 0.49% 1.75% 4.45%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 13 branches →

1–13 of 13
Branch Location ZIP Deposits
Stockmens Bank (main office) Colorado Springs , CO 80903 $185.6M
Mountain Grove Banch Mountain Grove , MO 65711 $81.6M
First Home Bank Marshfield , MO 65706 $44.9M
1201 North Jefferson Branch Ava , MO 65608 $43.7M
Westcliffe Branch Westcliffe , CO 81252 $43.6M
Stockmens Bank-Hartville Branch Hartville , MO 65667 $37.0M
Gainesville Branch Gainesville , MO 65655 $30.6M
Crane Branch Crane , MO 65633 $24.5M
Hugo Branch Hugo , CO 80821 $19.2M
The State Bank of Bartley Branch Bartley , NE 69020 $18.6M
Springfield Branch Springfield , MO 65804 $14.7M
Forsth Branch Forsyth , MO 65653 $12.6M
Stockmens Bank-Akron Branch Akron , CO 80720 $11.0M

Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

Date Category Event Source
October 1, 2017 M&A Acquired First Home Bank merger for the acquired bank SEC
October 1, 2017 Merger Participated in Absorption/Consolidation/Merger FDIC
October 1, 2017 Structure Change Acquired First Home Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank FFIEC NIC
September 12, 2008 Merger Participated in Absorption/Consolidation/Merger FDIC

Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.

Regulatory record

What the public regulatory sources show for Stockmens Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
1 against the institution (OCC (former OTS)). These actions name the parent holding company, FIRST BANCSHARES, INC., not the bank itself
Period: Most recent institution action August 17, 2009. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
0.1% of deposits in CO, rank 64 of 124 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
SBA 7(a) lending
1 loans, $3.5M approved, $3.5M average. 0.00% of that year's loans have since been charged off
Period: Federal fiscal year 2022 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Frequently asked about Stockmens Bank

What are Stockmens Bank's total assets?

As of the Q2 2026 filing, Stockmens Bank reported total assets of $650.8 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Stockmens Bank headquartered?

Stockmens Bank is headquartered in Colorado Springs, CO, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.

When was Stockmens Bank founded?

Stockmens Bank was established in 1897, per the FDIC institution directory.

Is Stockmens Bank FDIC-insured?

Yes. Stockmens Bank is an FDIC-insured commercial bank (FDIC Certificate #8321). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Stockmens Bank?

Stockmens Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

What is Stockmens Bank's CET1 capital ratio?

Stockmens Bank reported a Common Equity Tier 1 (CET1) capital ratio of 11.01% in its Q2 2026 call report, above regulatory requirements.

How many branches does Stockmens Bank operate?

Stockmens Bank operates 13 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Stockmens Bank's Texas Ratio?

Stockmens Bank's Texas Ratio is 1.41% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

What was Stockmens Bank previously called?

The charter now named Stockmens Bank has also operated as The State Bank of Bartley, DBA Stockmens Bank, a Division of the State Bank of Bartley (2014), per FDIC structure-change records.

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