Abbeville First Bank, SSB: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Brokered deposits to total deposits climbed 1.55 percentage points in Q2 2026, from 4.43% to 5.98%. It was the largest change from Q1 2026 among the key lines here. Abbeville First Bank, SSB ranks 22nd of 44 South Carolina banks on loan-to-deposit ratio, in the upper half at 79.73% (Q2 2026). At 79.73%, Abbeville First Bank, SSB's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $10.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $42.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $11.2M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 8.05% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.73% |
| Net loans and leases to deposits | 79.05% |
| Loans and leases to core deposits | 90.43% |
| Core deposits to total deposits | 88.17% |
| Brokered deposits to total deposits | 5.98% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 66.83% | 81.51% | $0 | $7.7M |
| Q4 2023 | 68.05% | 90.86% | $0 | $8.7M |
| Q1 2024 | 69.70% | 89.92% | $0 | $8.9M |
| Q2 2024 | 70.50% | 85.67% | $0 | $9.0M |
| Q3 2024 | 71.58% | 90.16% | $0 | $10.5M |
| Q4 2024 | 73.30% | 88.61% | $0 | $10.5M |
| Q1 2025 | 71.75% | 88.69% | $0 | $9.6M |
| Q2 2025 | 74.26% | 91.02% | $0 | $10.1M |
| Q3 2025 | 77.09% | 91.50% | $0 | $10.5M |
| Q4 2025 | 77.99% | 89.18% | $0 | $11.7M |
| Q1 2026 | 79.14% | 88.97% | $0 | $11.7M |
| Q2 2026 | 79.73% | 88.17% | $0 | $11.2M |
Abbeville First Bank, SSB liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Abbeville First Bank, SSB, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Abbeville First Bank, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 30619) · FFIEC NIC profile (RSSD 416272)