Abbeville First Bank, SSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Abbeville First Bank, SSB of Abbeville, SC against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.82% | 1.34% | -0.52% | 24th bottom |
| ROAE | 9.58% | 13.31% | -3.73% | 33rd below |
| Net Interest Margin | 3.84% | 3.93% | -0.09% | 45th below |
| Efficiency Ratio | 72.59% | 61.14% | +11.45% | 23rd bottom |
| PPNR / Avg Assets | 0.98% | 1.68% | -0.70% | 19th bottom |
| Yield on Earning Assets | 5.33% | 5.67% | -0.34% | 37th below |
| Cost of Funds | 1.61% | 1.88% | -0.27% | 62nd above |
| Net Interest Spread Behind the peer average, ahead of the median peer. | 3.31% | 3.32% | -0.01% | 50th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.25% | 0.94% | +0.31% | 23rd bottom |
| NPA / Total Assets | 0.82% | 0.70% | +0.12% | 26th below |
| NCO / Avg Loans | -0.03% | 0.16% | -0.19% | 93rd top |
| ACL / Total Loans | 0.86% | 1.28% | -0.42% | 14th bottom |
| ACL / NPLs (Coverage) | 68.69% | 1538.89% | -1470.20% | 18th bottom |
| Texas Ratio | 8.82% | 7.33% | +1.49% | 25th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 192.86% | 1395.73% | -1202.87% | 57th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.38% | 12.14% | -1.76% | 39th below |
| Equity / Assets | 8.88% | 11.37% | -2.49% | 25th below |
| TCE / Tangible Assets | 8.88% | 11.09% | -2.21% | 29th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 79.73% | 80.64% | -0.91% | 52nd above |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.17% | 86.86% | +1.31% | 44th below |
| Wholesale Funding Ratio | 8.05% | 5.03% | +3.02% | 21st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 4.77% | 6.85% | -2.08% | 52nd above |
| Loan Growth (Y/Y) | 11.63% | 7.90% | +3.73% | 78th top |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 3.97% | 6.29% | -2.32% | 50th above |
See Abbeville First Bank, SSB's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Abbeville First Bank, SSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Abbeville First Bank, SSB profile, how to read a UBPR, or how this data updates.