Alliance Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 100.0% in Q2 2026, from $5.0M to $0. It was the largest change from Q1 2026 among the key lines here. Alliance Bank ranks 62nd of 192 Missouri banks on loan-to-deposit ratio, in the upper half at 91.80% (Q2 2026). Alliance Bank reported 91.80% on loan-to-deposit ratio for Q2 2026, 10.97 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $18.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $59.2M |
| Fed funds sold and reverse repos | $4.1M |
| Fed funds sold and reverse repos to assets | 1.04% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 91.80% |
| Net loans and leases to deposits | 90.62% |
| Loans and leases to core deposits | 101.99% |
| Core deposits to total deposits | 90.01% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 100.63% | 93.99% | $0 | $22.0M |
| Q4 2023 | 99.54% | 91.78% | $0 | $17.0M |
| Q1 2024 | 100.81% | 90.89% | $0 | $15.0M |
| Q2 2024 | 98.75% | 87.35% | $0 | $10.0M |
| Q3 2024 | 95.98% | 86.21% | $0 | $10.0M |
| Q4 2024 | 96.67% | 85.71% | $0 | $10.0M |
| Q1 2025 | 94.79% | 84.83% | $0 | $5.0M |
| Q2 2025 | 96.23% | 86.69% | $0 | $10.0M |
| Q3 2025 | 96.22% | 86.88% | $0 | $10.0M |
| Q4 2025 | 89.07% | 87.16% | $0 | $5.0M |
| Q1 2026 | 86.57% | 89.92% | $0 | $5.0M |
| Q2 2026 | 91.80% | 90.01% | $0 | $0 |
Alliance Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Alliance Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Alliance Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 34566) · FFIEC NIC profile (RSSD 2619714)