Anahuac National Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Total equity capital: 15.7% higher than in Q1 2026, at $10.5M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.08% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $27.6M |
| Tier 1 capital | $27.6M |
| Total risk-based capital | — |
| Total equity capital | $10.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 3.94% |
| Tangible equity to tangible assets | 3.94% |
| Equity capital to average assets | 3.84% |
| Internal capital growth rate | 27.55% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $440K |
| Common stock surplus | $16.7M |
| Retained earnings | $10.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$17.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 24.17% | 24.17% | 25.43% | 12.61% | $132.6M |
| Q4 2023 | 23.95% | 23.95% | 25.20% | 13.18% | $131.1M |
| Q1 2024 | 23.90% | 23.90% | 25.15% | 11.40% | $133.7M |
| Q2 2024 | 24.12% | 24.12% | 25.37% | 13.23% | $133.7M |
| Q3 2024 | 24.55% | 24.55% | 25.81% | 13.64% | $130.8M |
| Q4 2024 | 18.63% | 18.63% | 19.89% | 10.27% | $128.8M |
| Q1 2025 | 17.91% | 17.91% | 19.17% | 8.66% | $134.6M |
| Q2 2025 | 19.15% | 19.15% | 20.41% | 9.37% | $134.4M |
| Q3 2025 | 20.09% | 20.09% | 21.35% | 10.37% | $131.0M |
| Q4 2025 | 19.47% | 19.47% | 20.73% | 10.23% | $135.4M |
| Q1 2026 | 20.08% | 20.08% | 21.34% | 9.13% | $134.2M |
| Q2 2026 | — | — | — | 10.08% | — |
Anahuac National Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Anahuac National Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anahuac National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22381) · FFIEC NIC profile (RSSD 424352)