Anahuac National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Anahuac National Bank of Anahuac, TX against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.99% | 1.34% | -0.35% | 33rd below |
| ROAE | 27.63% | 13.31% | +14.32% | 97th top |
| Net Interest Margin | 3.55% | 3.93% | -0.38% | 29th below |
| Efficiency Ratio | 71.41% | 61.14% | +10.27% | 25th below |
| PPNR / Avg Assets | 1.03% | 1.68% | -0.65% | 22nd bottom |
| Yield on Earning Assets | 4.34% | 5.67% | -1.33% | 6th bottom |
| Cost of Funds | 0.82% | 1.88% | -1.06% | 95th top |
| Net Interest Spread | 3.17% | 3.32% | -0.15% | 42nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 0.94% | -0.57% | 53rd above |
| NPA / Total Assets | 0.12% | 0.70% | -0.58% | 67th above |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.14% | 0.16% | -0.02% | 16th bottom |
| ACL / Total Loans | 2.80% | 1.28% | +1.52% | 98th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 765.06% | 1538.89% | -773.83% | 79th top |
| Texas Ratio | 2.42% | 7.33% | -4.91% | 59th above |
| Provision / NCO | 93.75% | 1396.00% | -1302.25% | 38th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.08% | 12.14% | -2.06% | 34th below |
| Equity / Assets | 3.94% | 11.38% | -7.44% | 1st bottom |
| TCE / Tangible Assets | 3.94% | 11.09% | -7.15% | 1st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 33.46% | 80.65% | -47.19% | 97th top |
| Core Deposit Ratio | 95.79% | 86.86% | +8.93% | 88th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.56% | 6.85% | -4.29% | 36th below |
| Loan Growth (Y/Y) | -3.09% | 7.91% | -11.00% | 12th bottom |
| Deposit Growth (Y/Y) | -0.37% | 6.29% | -6.66% | 21st bottom |
See Anahuac National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Anahuac National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Anahuac National Bank profile, how to read a UBPR, or how this data updates.