Anahuac National Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions dropped 28.6% in Q2 2026, from $45.7M to $32.7M. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Anahuac National Bank is 31st from the bottom among 346 Texas banks, 33.46% (Q2 2026). Anahuac National Bank's loan-to-deposit ratio of 33.46% is well below the 80.84% median for banks in the $100M-1B asset tier, a gap of 47.38 points (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $32.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $168.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 33.46% |
| Net loans and leases to deposits | 32.52% |
| Loans and leases to core deposits | 34.93% |
| Core deposits to total deposits | 95.79% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 38.68% | 97.53% | $0 | $0 |
| Q4 2023 | 39.56% | 97.45% | $0 | $15.0M |
| Q1 2024 | 34.66% | 97.75% | $0 | $0 |
| Q2 2024 | 41.89% | 97.22% | $0 | $10.0M |
| Q3 2024 | 40.97% | 97.50% | $0 | $0 |
| Q4 2024 | 39.37% | 96.81% | $0 | $0 |
| Q1 2025 | 33.07% | 97.28% | $0 | $0 |
| Q2 2025 | 34.40% | 96.93% | $0 | $0 |
| Q3 2025 | 36.59% | 95.70% | $0 | $10.0M |
| Q4 2025 | 36.25% | 95.65% | $0 | $31.8M |
| Q1 2026 | 31.04% | 96.58% | $0 | $0 |
| Q2 2026 | 33.46% | 95.79% | $0 | $0 |
Anahuac National Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Anahuac National Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anahuac National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22381) · FFIEC NIC profile (RSSD 424352)