Anahuac National Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The biggest quarter-over-quarter change on this page was a small one: Net interest margin edged up 0.09 percentage points between Q1 2026 and Q2 2026, to 3.55%. Anahuac National Bank ranks 259th of 345 Texas banks on net interest margin, in the lower half at 3.55% (Q2 2026). Anahuac National Bank reported 3.55% on net interest margin for Q2 2026, 0.40 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.34% |
| Yield on loans | 7.59% |
| Yield on securities | 2.63% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 0.82% |
| Cost of interest-bearing deposits | 1.17% |
| Cost of interest-bearing liabilities | 1.17% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.55% |
| Yield to cost spread | 3.17% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.7M |
| Total interest expense | $551K |
| Interest expense on deposits | $551K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.00% | 0.77% | 3.28% | 7.02% | 2.18% |
| Q4 2023 | 3.92% | 1.03% | 2.96% | 6.86% | 2.10% |
| Q1 2024 | 4.27% | 1.14% | 3.18% | 7.43% | 2.50% |
| Q2 2024 | 4.17% | 1.06% | 3.19% | 7.36% | 2.07% |
| Q3 2024 | 4.22% | 1.36% | 2.94% | 7.41% | 2.07% |
| Q4 2024 | 4.29% | 1.55% | 2.83% | 7.68% | 2.02% |
| Q1 2025 | 4.25% | 1.33% | 2.98% | 7.48% | 2.39% |
| Q2 2025 | 4.30% | 1.18% | 3.17% | 7.52% | 2.48% |
| Q3 2025 | 4.32% | 1.06% | 3.31% | 7.71% | 2.52% |
| Q4 2025 | 4.40% | 1.12% | 3.35% | 7.91% | 2.57% |
| Q1 2026 | 4.36% | 0.92% | 3.46% | 7.75% | 2.80% |
| Q2 2026 | 4.34% | 0.82% | 3.55% | 7.59% | 2.63% |
Anahuac National Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Anahuac National Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Anahuac National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22381) · FFIEC NIC profile (RSSD 424352)