Branch Network
Balboa Thrift and Loan Association Locations & Branches Chula Vista, California
BankRegReports is independent of Balboa Thrift and Loan Association and never asks for online banking logins or passwords.
Balboa Thrift and Loan Association operates 4 branches from its headquarters in Chula Vista, CA, .
Balboa Thrift and Loan Association branch network
All 4 branches are in CALIFORNIA, across 4 cities. Its largest office by deposits is its main office in Chula Vista, CA, with $196.6M (56.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Balboa Thrift and Loan Association at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.61% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $394.5M
- Tier 1 leverage ratio, Q2 2026
- 10.61%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1980
Full financial profile · Is Balboa Thrift and Loan Association safe? · Balboa Thrift and Loan Association call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Chula Vista, CA (1 branch) | 7 of 12 | 4.0% | $196.6M |
| State: CA (4 branches) | 119 of 164 | <0.1% | $348.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in California.
Share by county and metro area
Balboa Thrift and Loan Association's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| San Diego, CA (1 branch) | 24 of 42 | 0.1% | $196.6M | $134.97B |
| Fresno, CA (1 branch) | 19 of 22 | 0.5% | $89.4M | $19.07B |
| Los Angeles, CA (1 branch) | 84 of 91 | <0.1% | $54.3M | $507.70B |
| Riverside, CA (1 branch) | 25 of 25 | <0.1% | $8.1M | $41.32B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| San Diego-Chula Vista-Carlsbad, CA (1 branch) | 24 of 42 | 0.1% | $196.6M | $134.97B |
| Fresno, CA (1 branch) | 19 of 22 | 0.5% | $89.4M | $19.07B |
| Los Angeles-Long Beach-Anaheim, CA (1 branch) | 97 of 107 | <0.1% | $54.3M | $664.11B |
| Riverside-San Bernardino-Ontario, CA (1 branch) | 35 of 35 | <0.1% | $8.1M | $79.56B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Balboa Thrift and Loan Association (main office) | Chula Vista, CA | 91910 | $196.6M |
| Fresno Branch | Fresno, CA | 93711 | $89.4M |
| Claremont Branch | Claremont, CA | 91711 | $54.3M |
| La Quinta Branch | La Quinta, CA | 92253 | $8.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 26704) · FFIEC NIC profile (RSSD 696168)