Bank of Bearden: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits dropped 4.26 percentage points in Q2 2026, from 59.93% to 55.67%. It was the largest change from Q1 2026 among the key lines here. Bank of Bearden has the 3rd lowest loan-to-deposit ratio of the 78 banks headquartered in Arkansas, at 51.13% as of Q2 2026. Bank of Bearden reported 51.13% on loan-to-deposit ratio for Q2 2026, 16.80 points below the 67.92% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $13.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $36.2M |
| Fed funds sold and reverse repos | $8.6M |
| Fed funds sold and reverse repos to assets | 12.80% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.13% |
| Net loans and leases to deposits | 50.48% |
| Loans and leases to core deposits | 55.67% |
| Core deposits to total deposits | 91.84% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 47.29% | 93.92% | $0 | $0 |
| Q4 2023 | 50.56% | 92.12% | $0 | $0 |
| Q1 2024 | 45.43% | 92.76% | $0 | $0 |
| Q2 2024 | 44.40% | 90.92% | $0 | $0 |
| Q3 2024 | 52.66% | 90.26% | $0 | $0 |
| Q4 2024 | 59.53% | 89.52% | $0 | $0 |
| Q1 2025 | 57.35% | 90.07% | $0 | $0 |
| Q2 2025 | 54.57% | 90.48% | $0 | $0 |
| Q3 2025 | 63.26% | 88.92% | $0 | $0 |
| Q4 2025 | 58.54% | 90.75% | $0 | $0 |
| Q1 2026 | 54.65% | 91.19% | $0 | $0 |
| Q2 2026 | 51.13% | 91.84% | $0 | $0 |
Bank of Bearden liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Bearden, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Bearden profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16282) · FFIEC NIC profile (RSSD 311144)