Bank of Bearden: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Bearden of Bearden, AR against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.90% | 3.14% | -1.24% | 81st top |
| ROAE | 19.64% | 10.40% | +9.24% | 91st top |
| Net Interest Margin | 4.34% | 3.93% | +0.41% | 70th above |
| Efficiency Ratio | 50.86% | 76.35% | -25.49% | 86th top |
| PPNR / Avg Assets | 1.90% | 1.40% | +0.50% | 75th top |
| Yield on Earning Assets | 4.90% | 5.35% | -0.45% | 36th below |
| Cost of Funds | 0.60% | 1.71% | -1.11% | 93rd top |
| Net Interest Spread | 3.35% | 3.31% | +0.04% | 52nd above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.27% | 1.49% | -0.22% | 53rd above |
| Texas Ratio | 0.00% | 8.26% | -8.26% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 20.07% | 62.03% | -41.96% | 45th below |
| Tier 1 Ratio | 20.07% | 62.03% | -41.96% | 45th below |
| Total Capital Ratio | 21.10% | 63.00% | -41.90% | 45th below |
| Leverage Ratio | 11.29% | 17.62% | -6.33% | 31st below |
| Equity / Assets | 9.74% | 16.44% | -6.70% | 24th bottom |
| TCE / Tangible Assets | 9.74% | 16.19% | -6.45% | 25th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 51.13% | 72.87% | -21.74% | 70th above |
| Core Deposit Ratio | 91.84% | 88.21% | +3.63% | 52nd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.91% | 4.30% | +4.61% | 80th top |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 2.58% | 6.73% | -4.15% | 51st above |
| Deposit Growth (Y/Y) | 9.48% | 3.76% | +5.72% | 82nd top |
See Bank of Bearden's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Bearden, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Bearden profile, how to read a UBPR, or how this data updates.