Bank of Bridger, N.A.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 42.5% in Q2 2026, from $8.4M to $12.0M. It was the largest change from Q1 2026 among the key lines here. Within Montana, Bank of Bridger, N.A. is 29th of 35 on loan-to-deposit ratio, 53.34% as of Q2 2026, below the middle of the field. Bank of Bridger, N.A. reported 53.34% on loan-to-deposit ratio for Q2 2026, 27.61 points below the 80.94% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $12.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $391.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $500K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.06% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 53.34% |
| Net loans and leases to deposits | 52.56% |
| Loans and leases to core deposits | 57.61% |
| Core deposits to total deposits | 92.59% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 50.70% | 91.50% | $0 | $15.4M |
| Q4 2023 | 50.48% | 93.42% | $0 | $10.2M |
| Q1 2024 | 49.59% | 93.66% | $0 | $0 |
| Q2 2024 | 52.32% | 92.04% | $0 | $4.7M |
| Q3 2024 | 52.54% | 93.05% | $0 | $11.9M |
| Q4 2024 | 48.88% | 91.96% | $0 | $0 |
| Q1 2025 | 49.46% | 90.73% | $0 | $0 |
| Q2 2025 | 50.08% | 91.14% | $0 | $0 |
| Q3 2025 | 51.45% | 91.58% | $0 | $0 |
| Q4 2025 | 52.95% | 93.14% | $0 | $23.3M |
| Q1 2026 | 51.51% | 92.64% | $0 | $0 |
| Q2 2026 | 53.34% | 92.59% | $0 | $500K |
Bank of Bridger, N.A. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Bridger, N.A., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Bridger, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2224) · FFIEC NIC profile (RSSD 17950)