Bank of Bridger, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 142.79 percentage points in Q2 2026, from 164.20% to 306.98%. It was the largest change from Q1 2026 among the key lines here. Within Montana, Bank of Bridger, N.A. is 29th of 35 on return on assets, 0.92% as of Q2 2026, below the middle of the field. Bank of Bridger, N.A. reported 0.92% on return on assets for Q2 2026, 0.33 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 19.23% |
| Tier 1 risk-based capital ratio | 19.23% |
| Total risk-based capital ratio | 20.48% |
| Tier 1 leverage ratio | 10.08% |
| Equity capital to assets | 8.54% |
| Tangible equity to tangible assets | 8.06% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.47% |
| Non-performing assets ratio | 0.23% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 2.64% |
| Allowance for credit losses to loans | 1.46% |
| Reserve coverage of non-performing loans | 306.98% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.92% |
| Return on equity | 11.08% |
| Net interest margin | 3.21% |
| Efficiency ratio | 60.88% |
| Yield on earning assets | 4.81% |
| Cost of funds | 1.74% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 53.34% |
| Core deposits to total deposits | 92.59% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 90.91% |
| Securities to assets | 47.27% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 18.03% | 18.03% | 19.29% | 9.31% | 0.53% |
| Q4 2023 | 19.02% | 19.02% | 20.28% | 9.36% | 0.47% |
| Q1 2024 | 19.00% | 19.00% | 20.25% | 9.59% | 0.48% |
| Q2 2024 | 18.68% | 18.68% | 19.93% | 9.61% | 0.55% |
| Q3 2024 | 19.14% | 19.14% | 20.39% | 9.73% | 0.64% |
| Q4 2024 | 19.26% | 19.26% | 20.51% | 9.65% | 0.57% |
| Q1 2025 | 19.46% | 19.46% | 20.71% | 9.71% | 0.63% |
| Q2 2025 | 19.30% | 19.30% | 20.55% | 9.69% | 0.65% |
| Q3 2025 | 19.35% | 19.35% | 20.60% | 9.62% | 0.78% |
| Q4 2025 | 19.70% | 19.70% | 20.96% | 9.82% | 0.74% |
| Q1 2026 | 19.63% | 19.63% | 20.88% | 10.02% | 0.88% |
| Q2 2026 | 19.23% | 19.23% | 20.48% | 10.08% | 0.92% |
Bank of Bridger, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Bridger, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Bridger, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2224) · FFIEC NIC profile (RSSD 17950)