Bank of Bridger, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Bridger, N.A. of Bridger, MT against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.92% | 1.34% | -0.42% | 29th below |
| ROAE | 11.08% | 13.32% | -2.24% | 42nd below |
| Net Interest Margin | 3.21% | 3.93% | -0.72% | 16th bottom |
| Efficiency Ratio | 60.88% | 61.14% | -0.26% | 51st above |
| PPNR / Avg Assets | 1.18% | 1.68% | -0.50% | 28th below |
| Yield on Earning Assets | 4.81% | 5.67% | -0.86% | 17th bottom |
| Cost of Funds | 1.74% | 1.88% | -0.14% | 54th above |
| Net Interest Spread | 2.56% | 3.32% | -0.76% | 16th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.47% | 0.94% | -0.47% | 46th below |
| NPA / Total Assets | 0.23% | 0.70% | -0.47% | 57th above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 77th top |
| ACL / Total Loans | 1.46% | 1.28% | +0.18% | 75th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 306.98% | 1539.72% | -1232.74% | 60th above |
| Texas Ratio | 2.64% | 7.34% | -4.70% | 56th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 19.23% | 19.50% | -0.27% | 74th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 19.23% | 19.54% | -0.31% | 74th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 20.48% | 20.62% | -0.14% | 75th top |
| Leverage Ratio | 10.08% | 12.14% | -2.06% | 34th below |
| Equity / Assets | 8.54% | 11.38% | -2.84% | 20th bottom |
| TCE / Tangible Assets | 8.06% | 11.10% | -3.04% | 17th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 53.34% | 80.66% | -27.32% | 89th top |
| Core Deposit Ratio | 92.59% | 86.86% | +5.73% | 71st above |
| Wholesale Funding Ratio | 0.06% | 5.04% | -4.98% | 97th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.37% | 6.86% | -7.23% | 17th bottom |
| Loan Growth (Y/Y) | 5.00% | 7.91% | -2.91% | 48th below |
| Deposit Growth (Y/Y) | -1.41% | 6.29% | -7.70% | 16th bottom |
See Bank of Bridger, N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Bridger, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Bridger, N.A. profile, how to read a UBPR, or how this data updates.