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Bank of Cadiz and Trust Company Locations & Branches Cadiz, Kentucky
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Bank of Cadiz and Trust Company operates 5 branches from its headquarters in Cadiz, KY, . Its main office is at 79 Main St, Cadiz, KY 42211.
Bank of Cadiz and Trust Company branch network
All 5 branches are in KENTUCKY, across 3 cities. Cadiz, KY has the most of its branches, 3. Its largest office by deposits is its main office in Cadiz, KY, with $82.0M (59.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Bank of Cadiz and Trust Company at a glance
Its CET1 capital ratio was 15.30% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $142.9M
- CET1 ratio, Q2 2026
- 15.30%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1970
Full financial profile · Is Bank of Cadiz and Trust Company safe? · Bank of Cadiz and Trust Company Q3 2026 call report, filed October 23, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Cadiz, KY (3 branches) | 2 of 3 | 37.0% | $111.7M |
| State: KY (5 branches) | 112 of 152 | 0.1% | $137.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
Bank of Cadiz and Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Trigg, KY (3 branches) | 2 of 3 | 37.0% | $111.7M | $301.7M |
| Christian, KY (1 branch) | 7 of 8 | 1.3% | $19.6M | $1.52B |
| Calloway, KY (1 branch) | 9 of 10 | 0.5% | $6.6M | $1.21B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Clarksville, TN-KY (4 branches) | 13 of 19 | 2.1% | $131.3M | $6.21B |
| Murray, KY (1 branch) | 9 of 10 | 0.5% | $6.6M | $1.21B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Cadiz and Trust Company (main office) | Cadiz, KY | 42211 | $82.0M |
| Lakota Branch | Cadiz, KY | 42211 | $29.7M |
| Hopkinsville Branch | Hopkinsville, KY | 42240 | $19.6M |
| Murray Branch | Murray, KY | 42071 | $6.6M |
| Cadiz Branch | Cadiz, KY | 42211 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 20239) · FFIEC NIC profile (RSSD 904845)