The Bank of Fayette County: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits fell 0.61 percentage points from Q1 2026 to Q2 2026, ending at 17.55% against 18.15%. It was the largest change among the key lines on this page. The Bank of Fayette County ranks 26th of 109 Tennessee banks on total deposits, in the upper half at $987.7M (Q2 2026). The Bank of Fayette County reported $987.7M on total deposits for Q2 2026, 41% below the $1.67B median for banks in the $1B-10B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $987.7M |
| Domestic office deposits | $987.7M |
| Foreign office deposits | — |
| Deposits to total assets | 86.65% |
| Deposits to total liabilities | 95.32% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $173.3M |
| Savings deposits | $42.9M |
| Transaction accounts to domestic deposits | 22.84% |
| Time deposits | $45K |
| Time deposits under $100k | $100.5M |
| Time deposits $100k to $250k | $163.8M |
| Time deposits over $250k | $182.4M |
| Noninterest-bearing share of deposits | 17.55% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $805.3M |
| Core deposits to total deposits | 81.53% |
| Insured deposits | $764.1M |
| Uninsured deposits | $223.6M |
| Uninsured deposits to total deposits | 22.64% |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.13% |
| Interest expense on deposits | $6.3M |
| Loans and leases to core deposits | 116.02% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $733.2M | 89.28% | — | 0.20% | 3.15% |
| Q4 2023 | $749.4M | 88.13% | — | 0.17% | 3.49% |
| Q1 2024 | $772.6M | 86.94% | — | 0.12% | 3.62% |
| Q2 2024 | $787.6M | 87.06% | — | 0.00% | 3.71% |
| Q3 2024 | $827.8M | 84.98% | — | 0.00% | 3.84% |
| Q4 2024 | $851.8M | 84.70% | — | 0.00% | 3.64% |
| Q1 2025 | $878.9M | 83.15% | — | 0.00% | 3.48% |
| Q2 2025 | $912.5M | 82.61% | — | 0.00% | 3.52% |
| Q3 2025 | $928.5M | 82.47% | — | 0.00% | 3.52% |
| Q4 2025 | $947.1M | 82.06% | — | 0.00% | 3.37% |
| Q1 2026 | $969.9M | 81.48% | 22.40% | 0.00% | 3.20% |
| Q2 2026 | $987.7M | 81.53% | 22.64% | 0.00% | 3.13% |
The Bank of Fayette County deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock The Bank of Fayette County, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Bank of Fayette County profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10308) · FFIEC NIC profile (RSSD 466754)