Bank of Grandin: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Grandin of Grandin, MO against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.69% | 1.25% | +0.44% | 63rd above |
| ROAE | 11.77% | 13.21% | -1.44% | 35th below |
| Net Interest Margin | 4.09% | 3.95% | +0.14% | 58th above |
| Efficiency Ratio | 52.53% | 61.29% | -8.76% | 67th above |
| PPNR / Avg Assets | 1.97% | — | — | 66th above |
| Yield on Earning Assets | 6.67% | 5.68% | +0.99% | 89th top |
| Cost of Funds | 2.92% | 1.88% | +1.04% | 4th bottom |
| Net Interest Spread | 3.25% | — | — | 44th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 4.03% | 0.93% | +3.10% | 5th bottom |
| NPA / Total Assets | 3.00% | — | — | 5th bottom |
| NCO / Avg Loans | 0.34% | 0.16% | +0.18% | 10th bottom |
| ACL / Total Loans | 0.96% | — | — | 18th bottom |
| ACL / NPLs (Coverage) | 23.92% | — | — | 3rd bottom |
| Texas Ratio | 23.91% | 7.37% | +16.54% | 7th bottom |
| Provision / NCO | 152.34% | — | — | 53rd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 14.53% | 11.73% | +2.80% | 81st top |
| Equity / Assets | 14.54% | 10.97% | +3.57% | 89th top |
| TCE / Tangible Assets | 14.54% | — | — | 89th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit Ahead of the peer average, behind the median peer. | 80.61% | 80.71% | -0.10% | 36th below |
| Core Deposit Ratio | 82.13% | 86.89% | -4.76% | 16th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.81% | — | — | 51st above |
| Loan Growth (Y/Y) | 11.76% | — | — | 81st top |
| Deposit Growth (Y/Y) | 3.37% | — | — | 47th below |
See Bank of Grandin's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Grandin, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Grandin profile, how to read a UBPR, or how this data updates.