The Bank of New York Mellon: Peer Group Comparison
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Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Bank of New York Mellon of New York, NY against its peer group of 18 similarly-sized US banks as of Q2 2026. The peer group is every US bank in the same asset tier (banks with $250B or more in assets). The credit quality page compares against a shorter list, the 10 nearest banks by size in the same tier, so its peer medians can differ from the ones here. For each metric the bank's value is shown next to the peer-group median and the bank's percentile within the group, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Best quarter means the bank is among the strongest 25% of its peers on that measure.
How to read the peer columns: Peer median is the middle bank of the peer group. The percentile is the share of the other banks in the group with a lower value, so a high percentile is good for return on assets and bad for the efficiency ratio. The tag says which it is: better half or worse half, with the best and worst quarters marked. Measures with no better direction, such as loans to deposits and growth, carry no tag.
Profitability
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| ROAA | 1.64% | 1.23% | +0.41% | 88th best quarter |
| ROAE | 20.74% | 13.40% | +7.34% | 100th best quarter |
| Net Interest Margin | 1.72% | 2.88% | -1.16% | 12th worst quarter |
| Efficiency Ratio | 56.49% | 53.68% | +2.81% | 65th worse half |
| PPNR / Avg Assets | 2.13% | 1.73% | +0.40% | 94th best quarter |
| Yield on Earning Assets | 6.07% | 4.86% | +1.21% | 94th |
| Cost of Funds | 3.80% | 1.94% | +1.86% | 94th worst quarter |
| Net Interest Spread | 1.09% | 2.30% | -1.21% | 12th worst quarter |
Asset Quality
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| NPL / Total Loans | 0.04% | 0.76% | -0.72% | 6th best quarter |
| NPA / Total Assets | 0.00% | 0.39% | -0.39% | 0th best quarter |
| NCO / Avg Loans | -0.01% | 0.33% | -0.34% | 0th best quarter |
| ACL / Total Loans | 0.43% | 1.45% | -1.02% | 18th |
| ACL / NPLs (Coverage) | 1000.00% | 163.55% | +836.45% | — |
| Texas Ratio | 0.09% | 3.84% | -3.75% | 0th best quarter |
| CRE / Total Capital | 24.16% | 57.19% | -33.03% | 24th best quarter |
Capital Adequacy
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| CET1 Ratio | 14.56% | 13.63% | +0.93% | 59th better half |
| Tier 1 Ratio | 14.56% | 13.73% | +0.83% | 59th better half |
| Total Capital Ratio | 14.76% | 14.82% | -0.06% | 47th worse half |
| Leverage Ratio | 6.20% | 9.14% | -2.94% | 6th worst quarter |
| Equity / Assets | 6.93% | 9.38% | -2.45% | 6th worst quarter |
| TCE / Tangible Assets | 5.29% | 7.94% | -2.65% | 6th worst quarter |
Liquidity & Funding
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Loan / Deposit | 12.52% | 61.69% | -49.17% | 0th |
| Core Deposit Ratio | 65.04% | 89.83% | -24.79% | 6th worst quarter |
| Uninsured Deposit Ratio | 68.19% | 44.57% | +23.62% | 94th worst quarter |
| Borrowings / Total Assets | 2.87% | 7.01% | -4.14% | 6th best quarter |
Growth & Management
| Metric | This bank | Peer median | Diff | Percentile and standing |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.73% | 7.25% | -0.52% | 47th |
| Loan Growth (Y/Y) | 31.56% | 10.90% | +20.66% | 82nd |
| Deposit Growth (Y/Y) | 7.02% | 6.37% | +0.65% | 53rd |
See The Bank of New York Mellon's peers by name
The 18 banks in this peer group, by name · build custom peer groups · percentile history · watchlist alerts
Unlock this bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Bank of New York Mellon profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the The Bank of New York Mellon peer analysis.