Bank of Newington: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loan-to-deposit ratio climbed 3.06 percentage points in Q2 2026, from 84.95% to 88.01%. It was the largest change from Q1 2026 among the key lines here. Bank of Newington ranks 28th of 122 Georgia banks on loan-to-deposit ratio, in the upper half at 88.01% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Bank of Newington sits 7.17 points higher, at 88.01% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $29.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $57.3M |
| Fed funds sold and reverse repos | $20K |
| Fed funds sold and reverse repos to assets | 0.01% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 88.01% |
| Net loans and leases to deposits | 86.38% |
| Loans and leases to core deposits | 103.37% |
| Core deposits to total deposits | 75.17% |
| Brokered deposits to total deposits | 9.96% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 90.85% | 81.24% | $0 | $0 |
| Q4 2023 | 87.46% | 78.69% | $0 | $0 |
| Q1 2024 | 87.06% | 73.04% | $0 | $0 |
| Q2 2024 | 82.09% | 72.55% | $0 | $0 |
| Q3 2024 | 86.55% | 74.01% | $0 | $0 |
| Q4 2024 | 91.93% | 72.79% | $0 | $10.0M |
| Q1 2025 | 90.85% | 73.39% | $0 | $10.0M |
| Q2 2025 | 91.53% | 72.54% | $0 | $10.0M |
| Q3 2025 | 89.25% | 75.35% | $0 | $10.0M |
| Q4 2025 | 87.95% | 72.38% | $0 | $0 |
| Q1 2026 | 84.95% | 72.77% | $0 | $0 |
| Q2 2026 | 88.01% | 75.17% | $0 | $0 |
Bank of Newington liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Newington, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Newington profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5704) · FFIEC NIC profile (RSSD 948531)