Bank of Newington: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Newington of Newington, GA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.47% | 1.34% | +0.13% | 61st above |
| ROAE | 16.59% | 13.31% | +3.28% | 74th above |
| Net Interest Margin | 4.97% | 3.93% | +1.04% | 92nd top |
| Efficiency Ratio | 60.93% | 61.14% | -0.21% | 51st above |
| PPNR / Avg Assets | 1.99% | 1.68% | +0.31% | 72nd above |
| Yield on Earning Assets | 7.49% | 5.67% | +1.82% | 98th top |
| Cost of Funds | 2.68% | 1.88% | +0.80% | 11th bottom |
| Net Interest Spread | 4.33% | 3.32% | +1.01% | 92nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.21% | 0.94% | -0.73% | 63rd above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.34% | 0.70% | -0.36% | 48th below |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 76th top |
| ACL / Total Loans | 1.85% | 1.28% | +0.57% | 91st top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 879.35% | 1538.91% | -659.56% | 81st top |
| Texas Ratio Ahead of the peer average, behind the median peer. | 6.92% | 7.33% | -0.41% | 31st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.35% | 19.51% | -8.16% | 11th bottom |
| Tier 1 Ratio | 11.35% | 19.54% | -8.19% | 11th bottom |
| Total Capital Ratio | 12.61% | 20.63% | -8.02% | 13th bottom |
| Leverage Ratio | 9.07% | 12.14% | -3.07% | 14th bottom |
| Equity / Assets | 8.91% | 11.38% | -2.47% | 26th below |
| TCE / Tangible Assets | 8.91% | 11.09% | -2.18% | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 88.01% | 80.63% | +7.38% | 33rd below |
| Core Deposit Ratio | 75.17% | 86.86% | -11.69% | 9th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.91% | 6.85% | +4.06% | 85th top |
| Loan Growth (Y/Y) | 10.37% | 7.90% | +2.47% | 75th top |
| Deposit Growth (Y/Y) | 14.78% | 6.29% | +8.49% | 91st top |
See Bank of Newington's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Newington, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Newington profile, how to read a UBPR, or how this data updates.