Bank of Rantoul: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 3.68 percentage points higher than in Q1 2026, at 52.64%. Bank of Rantoul ranks 189th of 323 Illinois banks on return on assets, in the lower half at 1.10% (Q2 2026). Bank of Rantoul reported 1.10% on return on assets for Q2 2026, 0.16 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 10.75% |
| Equity capital to assets | 9.62% |
| Tangible equity to tangible assets | 9.48% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 2.04% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.10% |
| Return on equity | 11.72% |
| Net interest margin | 3.27% |
| Efficiency ratio | 60.89% |
| Yield on earning assets | 5.08% |
| Cost of funds | 1.97% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 43.14% |
| Core deposits to total deposits | 86.62% |
| Brokered deposits to total deposits | 1.83% |
| Deposits to assets | 78.15% |
| Securities to assets | 52.64% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 10.95% | 1.88% | 3.52% | 0.00% | 0.05% |
| Q4 2023 | 11.11% | 1.26% | 3.46% | 0.00% | 0.11% |
| Q1 2024 | 10.78% | 1.85% | 3.43% | 2.95% | -0.10% |
| Q2 2024 | 11.16% | 1.86% | 3.51% | 2.80% | -0.07% |
| Q3 2024 | 11.03% | 1.55% | 3.53% | 1.82% | 3.42% |
| Q4 2024 | 10.99% | 1.34% | 3.48% | 1.68% | 0.03% |
| Q1 2025 | 10.98% | 1.94% | 3.49% | 1.74% | 0.32% |
| Q2 2025 | 11.06% | 1.78% | 3.42% | 0.00% | 1.06% |
| Q3 2025 | 11.51% | 1.77% | 3.57% | 0.00% | 0.00% |
| Q4 2025 | 11.05% | 1.72% | 3.53% | 0.00% | -0.01% |
| Q1 2026 | 10.72% | 1.87% | 3.29% | 0.00% | -0.03% |
| Q2 2026 | 10.75% | 1.10% | 3.27% | 0.00% | -0.01% |
Bank of Rantoul vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Rantoul, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Rantoul profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 11711) · FFIEC NIC profile (RSSD 37949)