Bank of Salem: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Salem of Salem, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.96% | 1.34% | +0.62% | 84th top |
| ROAE | 15.92% | 13.31% | +2.61% | 71st above |
| Net Interest Margin | 4.95% | 3.93% | +1.02% | 91st top |
| Efficiency Ratio | 52.97% | 61.14% | -8.17% | 75th top |
| PPNR / Avg Assets | 2.40% | 1.68% | +0.72% | 87th top |
| Yield on Earning Assets | 7.08% | 5.67% | +1.41% | 95th top |
| Cost of Funds | 2.34% | 1.88% | +0.46% | 20th bottom |
| Net Interest Spread | 4.08% | 3.32% | +0.76% | 86th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.79% | 0.94% | +0.85% | 15th bottom |
| NPA / Total Assets | 1.37% | 0.70% | +0.67% | 14th bottom |
| NCO / Avg Loans | 0.45% | 0.16% | +0.29% | 7th bottom |
| ACL / Total Loans | 2.00% | 1.28% | +0.72% | 94th top |
| ACL / NPLs (Coverage) | 111.80% | 1539.07% | -1427.27% | 31st below |
| Texas Ratio | 9.86% | 7.33% | +2.53% | 22nd bottom |
| Provision / NCO | 135.94% | 1395.97% | -1260.03% | 48th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.43% | 12.14% | +0.29% | 69th above |
| Equity / Assets | 12.39% | 11.37% | +1.02% | 74th above |
| TCE / Tangible Assets | 12.39% | 11.09% | +1.30% | 76th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.97% | 80.64% | +7.33% | 33rd below |
| Core Deposit Ratio | 83.58% | 86.86% | -3.28% | 26th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.80% | 6.85% | -3.05% | 45th below |
| Loan Growth (Y/Y) | 0.70% | 7.90% | -7.20% | 25th below |
| Deposit Growth (Y/Y) | 3.36% | 6.29% | -2.93% | 45th below |
See Bank of Salem's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Salem, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Salem profile, how to read a UBPR, or how this data updates.