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Bank & Trust Company Locations & Branches Litchfield, Illinois
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Bank & Trust Company operates 11 branches from its headquarters in Litchfield, IL, .
Bank & Trust Company branch network
All 11 branches are in ILLINOIS, across 10 cities. Litchfield, IL has the most of its branches, 2. Its largest office by deposits is its main office in Litchfield, IL, with $216.1M (40.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Bank & Trust Company at a glance
Its CET1 capital ratio was 16.19% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $641.3M
- CET1 ratio, Q2 2026
- 16.19%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 041
- Established
- 1902
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Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Litchfield, IL (2 branches) | 1 of 4 | 45.0% | $222.1M |
| State: IL (11 branches) | 101 of 379 | <0.1% | $540.5M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
Bank & Trust Company's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Montgomery, IL (8 branches) | 1 of 9 | 31.3% | $371.2M | $1.19B |
| Sangamon, IL (2 branches) | 14 of 24 | 1.3% | $120.3M | $9.40B |
| Macoupin, IL (1 branch) | 9 of 13 | 4.0% | $49.0M | $1.24B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Springfield, IL (2 branches) | 15 of 26 | 1.2% | $120.3M | $9.76B |
| St. Louis, MO-IL (1 branch) | 88 of 111 | <0.1% | $49.0M | $141.72B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank & Trust Company (main office) | Litchfield, IL | 62056 | $216.1M |
| Chatham Branch | Chatham, IL | 62629 | $72.1M |
| Witt Branch | Witt, IL | 62094 | $61.9M |
| Carlinville Branch | Carlinville, IL | 62626 | $49.0M |
| Rochester Branch | Rochester, IL | 62563 | $48.2M |
| Farmersville Faciltiy | Farmersville, IL | 62533 | $37.7M |
| Raymond Branch | Raymond, IL | 62560 | $30.0M |
| Coffeen Branch | Coffeen, IL | 62017 | $19.5M |
| Money Centre Branch | Litchfield, IL | 62056 | $6.0M |
| Irving Branch | Irving, IL | 62051 | $0 |
| Fillmore Branch | Fillmore, IL | 62032 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 1047) · FFIEC NIC profile (RSSD 496845)