Barwick Banking Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Barwick Banking Company of Barwick, GA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.92% | 1.34% | -0.42% | 29th below |
| ROAE | 10.81% | 13.32% | -2.51% | 41st below |
| Net Interest Margin | 3.88% | 3.93% | -0.05% | 47th below |
| Efficiency Ratio Behind the peer average, ahead of the median peer. | 61.15% | 61.14% | +0.01% | 50th above |
| PPNR / Avg Assets | 1.54% | 1.68% | -0.14% | 47th below |
| Yield on Earning Assets | 6.43% | 5.67% | +0.76% | 85th top |
| Cost of Funds | 2.72% | 1.88% | +0.84% | 10th bottom |
| Net Interest Spread | 3.02% | 3.32% | -0.30% | 33rd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.49% | 0.94% | -0.45% | 46th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.41% | 0.70% | -0.29% | 43rd below |
| NCO / Avg Loans | 0.20% | 0.16% | +0.04% | 12th bottom |
| ACL / Total Loans | 0.98% | 1.28% | -0.30% | 23rd bottom |
| ACL / NPLs (Coverage) | 200.12% | 1539.85% | -1339.73% | 48th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.42% | 7.33% | -2.91% | 44th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 315.34% | 1396.81% | -1081.47% | 66th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 9.60% | 19.52% | -9.92% | 1st bottom |
| Tier 1 Ratio | 9.60% | 19.55% | -9.95% | 1st bottom |
| Total Capital Ratio | 10.58% | 20.64% | -10.06% | 1st bottom |
| Leverage Ratio | 8.67% | 12.14% | -3.47% | 8th bottom |
| Equity / Assets | 8.52% | 11.38% | -2.86% | 20th bottom |
| TCE / Tangible Assets | 8.52% | 11.10% | -2.58% | 23rd bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.79% | 80.62% | +19.17% | 12th bottom |
| Core Deposit Ratio | 80.89% | 86.87% | -5.98% | 18th bottom |
| Wholesale Funding Ratio | 6.38% | 5.03% | +1.35% | 29th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 29.24% | 6.83% | +22.41% | 97th top |
| Loan Growth (Y/Y) | 31.64% | 7.88% | +23.76% | 97th top |
| Deposit Growth (Y/Y) | 26.43% | 6.27% | +20.16% | 96th top |
See Barwick Banking Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Barwick Banking Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Barwick Banking Company profile, how to read a UBPR, or how this data updates.