Barwick Banking Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 438.15 percentage points lower than in Q1 2026, at 200.12%. Within Georgia, Barwick Banking Company is 99th of 121 on return on assets, 0.92% as of Q2 2026, below the middle of the field. Barwick Banking Company reported 0.92% on return on assets for Q2 2026, 0.33 points below the 1.25% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 9.60% |
| Tier 1 risk-based capital ratio | 9.60% |
| Total risk-based capital ratio | 10.58% |
| Tier 1 leverage ratio | 8.67% |
| Equity capital to assets | 8.52% |
| Tangible equity to tangible assets | 8.52% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.49% |
| Non-performing assets ratio | 0.41% |
| Net charge-off ratio | 0.20% |
| Texas ratio | 4.42% |
| Allowance for credit losses to loans | 0.98% |
| Reserve coverage of non-performing loans | 200.12% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.92% |
| Return on equity | 10.81% |
| Net interest margin | 3.88% |
| Efficiency ratio | 61.15% |
| Yield on earning assets | 6.43% |
| Cost of funds | 2.72% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.79% |
| Core deposits to total deposits | 80.89% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 84.65% |
| Securities to assets | 6.58% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 10.09% | 10.09% | 11.19% | 8.43% | 0.65% |
| Q4 2023 | 9.67% | 9.67% | 10.74% | 8.52% | 1.14% |
| Q1 2024 | 9.41% | 9.41% | 10.48% | 8.28% | 0.48% |
| Q2 2024 | 9.25% | 9.25% | 10.29% | 8.20% | 0.64% |
| Q3 2024 | 9.32% | 9.32% | 10.38% | 7.84% | 0.74% |
| Q4 2024 | 9.19% | 9.19% | 10.21% | 8.03% | 0.75% |
| Q1 2025 | 9.26% | 9.26% | 10.26% | 8.36% | 0.54% |
| Q2 2025 | 9.15% | 9.15% | 10.17% | 8.35% | 0.69% |
| Q3 2025 | 9.37% | 9.37% | 10.38% | 8.42% | 0.83% |
| Q4 2025 | 9.50% | 9.50% | 10.51% | 8.73% | 0.87% |
| Q1 2026 | 9.67% | 9.67% | 10.68% | 8.81% | 0.82% |
| Q2 2026 | 9.60% | 9.60% | 10.58% | 8.67% | 0.92% |
Barwick Banking Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Barwick Banking Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Barwick Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 22205) · FFIEC NIC profile (RSSD 1007734)