Branch Network
Builtwell Bank Locations & Branches Chattanooga, Tennessee
BankRegReports is independent of Builtwell Bank and never asks for online banking logins or passwords.
Builtwell Bank operates 36 branches from its headquarters in Chattanooga, TN, .
Builtwell Bank branch network
Its 36 branches span 2 states and 25 cities. The most are in TENNESSEE (27) and GEORGIA (9). TENNESSEE holds 71.1% of its branch deposits. Dalton, GA has the most of its branches, 5. Its largest office by deposits is the Ringgold Branch office in Ringgold, GA, with $170.3M (8.5% of its branch deposits). On June 30, 2025 it had 31 branches, 5 fewer than in 2026.
Builtwell Bank at a glance
Its CET1 capital ratio was 13.73% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $2.28B
- CET1 ratio, Q2 2026
- 13.73%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1904
Full financial profile · Is Builtwell Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Chattanooga, TN (4 branches) | 9 of 21 | 2.6% | $261.1M |
| State: TN (27 branches) | 31 of 165 | 0.6% | $1.42B |
Ranked by total assets among banks headquartered in the state: Largest banks in Tennessee.
Share by county and metro area
Builtwell Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Hamilton, TN (6 branches) | 8 of 23 | 2.8% | $351.6M | $12.71B |
| Bradley, TN (5 branches) | 7 of 13 | 8.1% | $272.7M | $3.35B |
| Whitfield, GA (5 branches) | 6 of 10 | 9.5% | $261.9M | $2.75B |
| Catoosa, GA (2 branches) | 2 of 7 | 20.0% | $213.7M | $1.07B |
| Campbell, TN (3 branches) | 3 of 8 | 19.7% | $149.5M | $759.1M |
| Fentress, TN (2 branches) | 2 of 4 | 27.4% | $142.6M | $521.0M |
| Marion, TN (3 branches) | 3 of 5 | 18.2% | $134.6M | $738.4M |
| Polk, TN (2 branches) | 1 of 3 | 57.4% | $115.2M | $200.7M |
| Lawrence, TN (2 branches) | 3 of 10 | 9.8% | $96.2M | $978.5M |
| Gordon, GA (1 branch) | 6 of 8 | 7.0% | $79.0M | $1.12B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Chattanooga, TN-GA (12 branches) | 6 of 30 | 4.5% | $720.7M | $15.84B |
| Cleveland, TN (7 branches) | 3 of 14 | 10.9% | $387.9M | $3.55B |
| Dalton, GA (5 branches) | 8 of 10 | 8.1% | $261.9M | $3.23B |
| Knoxville, TN (4 branches) | 21 of 41 | 0.7% | $177.3M | $26.33B |
| Lawrenceburg, TN (2 branches) | 3 of 10 | 9.8% | $96.2M | $978.5M |
| Calhoun, GA (1 branch) | 6 of 8 | 7.0% | $79.0M | $1.12B |
| Cookeville, TN (2 branches) | 15 of 17 | 1.5% | $64.3M | $4.25B |
| Athens, TN (1 branch) | 5 of 8 | 6.4% | $63.8M | $992.1M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Ringgold Branch | Ringgold, GA | 30736 | $170.3M |
| Hamilton Branch | Dalton, GA | 30720 | $164.4M |
| Bank of Cleveland Bank Branch | Cleveland, TN | 37311 | $141.6M |
| Builtwell Bank (main office) | Chattanooga, TN | 37402 | $117.1M |
| Jacksboro Branch | Jacksboro, TN | 37757 | $111.1M |
| Jamestown Branch | Jamestown, TN | 38556 | $94.1M |
| Benton Branch | Benton, TN | 37307 | $88.7M |
| Calhoun Branch | Calhoun, GA | 30701 | $79.0M |
| Gunbarrel Branch | Chattanooga, TN | 37421 | $77.7M |
| Bradley Square Mall Branch | Cleveland, TN | 37312 | $75.6M |
| Walnut Avenue Branch | Dalton, GA | 30721 | $69.7M |
| Hixson Branch | Hixson, TN | 37343 | $65.1M |
| North Locust Branch | Lawrenceburg, TN | 38464 | $64.8M |
| Etowah Branch | Etowah, TN | 37331 | $63.8M |
| Jasper Branch | Jasper, TN | 37347 | $63.3M |
| Clarkrange Branch | Clarkrange, TN | 38553 | $48.5M |
| Fort Oglethorpe Branch | Fort Oglethorpe, GA | 30742 | $43.4M |
| 25th Street Branch | Cleveland, TN | 37311 | $42.4M |
| Monterey Branch | Monterey, TN | 38574 | $38.7M |
| South Pittsburg Branch | South Pittsburg, TN | 37380 | $36.9M |
| Shallowford Branch | Chattanooga, TN | 37421 | $35.1M |
| Whitwell Branch | Whitwell, TN | 37397 | $34.5M |
| Summertown Branch | Summertown, TN | 38483 | $31.4M |
| Highway 58 Branch | Chattanooga, TN | 37416 | $31.3M |
| Callahan Branch | Knoxville, TN | 37912 | $27.8M |
| Shugart Road Office Branch | Dalton, GA | 30720 | $27.7M |
| Ocoee Branch | Ocoee, TN | 37361 | $26.6M |
| Cookeville Branch | Cookeville, TN | 38501 | $25.6M |
| Snow Hil Branch | Ooltewah, TN | 37363 | $25.5M |
| Lafollette Branch | La Follette, TN | 37766 | $23.4M |
| Lafayette Branch | La Fayette, GA | 30728 | $20.8M |
| Jellico Branch | Jellico, TN | 37762 | $15.0M |
| Southforke Branch | Cleveland, TN | 37323 | $13.1M |
| Downtown Motor Branch | Cleveland, TN | 37311 | $0 |
| South Thornton Ave | Dalton, GA | 30720 | $0 |
| Cleveland Highway Office Branch | Dalton, GA | 30721 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 10307) · FFIEC NIC profile (RSSD 234739)