CBBC Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds purchased and repos dropped 18.1% in Q2 2026, from $17.9M to $14.7M. It was the largest change from Q1 2026 among the key lines here. CBBC Bank ranks 92nd of 109 Tennessee banks on loan-to-deposit ratio, in the lower half at 67.11% (Q2 2026). CBBC Bank reported 67.11% on loan-to-deposit ratio for Q2 2026, 13.45 points below the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $87.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $229.1M |
| Fed funds sold and reverse repos | $13.0M |
| Fed funds sold and reverse repos to assets | 2.31% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $14.7M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 67.11% |
| Net loans and leases to deposits | 66.08% |
| Loans and leases to core deposits | 76.86% |
| Core deposits to total deposits | 87.31% |
| Brokered deposits to total deposits | 1.04% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 55.52% | 93.62% | $13.8M | $0 |
| Q4 2023 | 60.09% | 90.18% | $12.0M | $0 |
| Q1 2024 | 61.11% | 89.15% | $11.8M | $0 |
| Q2 2024 | 60.64% | 89.14% | $9.9M | $0 |
| Q3 2024 | 60.82% | 88.02% | $12.0M | $0 |
| Q4 2024 | 63.37% | 87.75% | $12.5M | $0 |
| Q1 2025 | 63.27% | 87.90% | $15.8M | $0 |
| Q2 2025 | 61.05% | 87.59% | $15.2M | $0 |
| Q3 2025 | 61.72% | 87.64% | $17.5M | $0 |
| Q4 2025 | 63.20% | 87.77% | $14.2M | $0 |
| Q1 2026 | 66.26% | 87.53% | $17.9M | $0 |
| Q2 2026 | 67.11% | 87.31% | $14.7M | $0 |
CBBC Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock CBBC Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full CBBC Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 21227) · FFIEC NIC profile (RSSD 218131)