Central Pacific Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits rose 0.32 percentage points from Q1 2026 to Q2 2026, ending at 28.70% against 28.38%. It was the largest change among the key lines on this page. On total deposits, Central Pacific Bank is 3rd from the bottom among 6 Hawaii banks, $6.70B (Q2 2026). Against a median of $1.67B for banks in the $1B-10B asset tier, Central Pacific Bank reported $6.70B on total deposits in Q2 2026, 301% higher.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $6.70B |
| Domestic office deposits | $6.70B |
| Foreign office deposits | — |
| Deposits to total assets | 89.41% |
| Deposits to total liabilities | 97.73% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $1.92B |
| Savings deposits | $1.36B |
| Transaction accounts to domestic deposits | 49.70% |
| Time deposits | $15K |
| Time deposits under $100k | $199.9M |
| Time deposits $100k to $250k | $221.9M |
| Time deposits over $250k | $572.0M |
| Noninterest-bearing share of deposits | 28.70% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $6.13B |
| Core deposits to total deposits | 91.46% |
| Insured deposits | $3.88B |
| Uninsured deposits | $2.83B |
| Uninsured deposits to total deposits | 42.17% |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.24% |
| Interest expense on deposits | $14.8M |
| Loans and leases to core deposits | 86.64% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $6.90B | 87.18% | 43.14% | 0.00% | 1.50% |
| Q4 2023 | $6.87B | 87.46% | 42.31% | 0.00% | 1.68% |
| Q1 2024 | $6.64B | 89.11% | 40.59% | 0.00% | 1.81% |
| Q2 2024 | $6.61B | 89.86% | 41.17% | 0.00% | 1.82% |
| Q3 2024 | $6.61B | 90.66% | 41.51% | 0.00% | 1.83% |
| Q4 2024 | $6.67B | 90.94% | 42.27% | 0.00% | 1.68% |
| Q1 2025 | $6.62B | 90.62% | 42.48% | 0.00% | 1.47% |
| Q2 2025 | $6.56B | 91.04% | 40.75% | 0.00% | 1.41% |
| Q3 2025 | $6.60B | 90.96% | 42.43% | 0.00% | 1.45% |
| Q4 2025 | $6.62B | 91.68% | 41.96% | 0.00% | 1.31% |
| Q1 2026 | $6.70B | 91.57% | 41.93% | 0.00% | 1.23% |
| Q2 2026 | $6.70B | 91.46% | 42.17% | 0.00% | 1.24% |
Central Pacific Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Central Pacific Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Central Pacific Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17308) · FFIEC NIC profile (RSSD 701062)