Centreville Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Compared with Q1 2026, Common equity Tier 1 capital rose 3.5% in Q2 2026 to $406.7M, the biggest move on this page.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 13.35% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $406.7M |
| Tier 1 capital | $406.7M |
| Total risk-based capital | — |
| Total equity capital | $430.6M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 13.66% |
| Tangible equity to tangible assets | 12.37% |
| Equity capital to average assets | 13.93% |
| Internal capital growth rate | 12.87% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $453.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$22.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 14.07% | 13.30% | 12.08% |
| Q4 2023 | 13.92% | 13.83% | 12.68% |
| Q1 2024 | 13.55% | 13.56% | 12.44% |
| Q2 2024 | 13.10% | 13.15% | 12.07% |
| Q3 2024 | 13.52% | 13.58% | 12.53% |
| Q4 2024 | 13.31% | 13.31% | 12.26% |
| Q1 2025 | 13.34% | 13.58% | 12.54% |
| Q2 2025 | 12.99% | 13.46% | 12.01% |
| Q3 2025 | 13.16% | 13.78% | 12.37% |
| Q4 2025 | 13.18% | 13.59% | 12.22% |
| Q1 2026 | 13.07% | 13.66% | 12.32% |
| Q2 2026 | 13.35% | 13.66% | 12.37% |
Centreville Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Centreville Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Centreville Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17764) · FFIEC NIC profile (RSSD 876700)