Centreville Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Centreville Bank of West Warwick, RI against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.74% | 1.46% | +0.28% | 79th top |
| ROAE Behind the peer average, ahead of the median peer. | 12.67% | 12.72% | -0.05% | 52nd above |
| Net Interest Margin | 3.16% | 3.85% | -0.69% | 20th bottom |
| Efficiency Ratio | 65.50% | 57.40% | +8.10% | 29th below |
| PPNR / Avg Assets | 1.09% | 1.88% | -0.79% | 19th bottom |
| Yield on Earning Assets | 5.42% | 5.72% | -0.30% | 43rd below |
| Cost of Funds | 2.46% | 2.02% | +0.44% | 23rd bottom |
| Net Interest Spread | 2.60% | 3.18% | -0.58% | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.79% | 1.00% | +0.79% | 13th bottom |
| NPA / Total Assets | 1.38% | 0.76% | +0.62% | 15th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.09% | 0.43% | -0.34% | 30th below |
| ACL / Total Loans | 0.73% | 1.31% | -0.58% | 9th bottom |
| ACL / NPLs (Coverage) | 40.49% | 543.98% | -503.49% | 5th bottom |
| Texas Ratio | 10.88% | 7.39% | +3.49% | 21st bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 344.03% | 619.00% | -274.97% | 70th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.35% | 11.43% | +1.92% | 87th top |
| Equity / Assets | 13.66% | 11.33% | +2.33% | 88th top |
| TCE / Tangible Assets | 12.37% | 10.50% | +1.87% | 86th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 105.00% | 86.93% | +18.07% | 9th bottom |
| Core Deposit Ratio | 78.57% | 85.56% | -6.99% | 18th bottom |
| Uninsured Deposit Ratio | 17.59% | 33.14% | -15.55% | 88th top |
| Wholesale Funding Ratio | 11.24% | 5.70% | +5.54% | 12th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.94% | 9.68% | -0.74% | 71st above |
| Loan Growth (Y/Y) | 8.59% | 8.06% | +0.53% | 67th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.23% | 7.87% | -0.64% | 64th above |
See Centreville Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Centreville Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Centreville Bank profile, how to read a UBPR, or how this data updates.