CIBC Bank USA: Off-Balance-Sheet Exposure
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Data as of · Call Report Schedules RC-L and RC-R How we update
CIBC Bank USA reported all 9 line items on this page on its Q3 2026 filing. Unused home equity and credit card lines was $118.3M in Q3 2026, down 40.4% from $198.7M in Q3 2025. That is 0.2% of its total assets. Across the 12 quarters shown it ranged from $118.3M (Q3 2026) to $199.2M (Q1 2025).
The standout move of Q3 2026 was in Trading liabilities: 145.2% higher than in Q2 2026, at $11.8M.
Commitments
Largest change in this table: unused home equity and credit card lines, down 37.2% to $118.3M in Q3 2026 after $188.5M in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Unused home equity and credit card lines | $118.3M |
| Letters of credit | $988.9M |
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Derivatives
Largest change in this table: interest rate swaps, notional, down 17.9% to $1.60B in Q3 2026 after $1.95B in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total derivatives, notional | $9.48B |
| Interest rate swaps, notional | $1.60B |
| Foreign exchange derivatives, notional | $509K |
| Derivatives notional to total assets | 13.89% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Trading positions
| Line item | Q3 2026 |
|---|---|
| Trading account assets | $902K |
| Trading liabilities | $11.8M |
| Trading assets to total assets | 0.00% |
Off-Balance-Sheet Exposure trend
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused home equity and card lines | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q4 2023 | $177.6M | $553.4M | 8.81% |
| Q1 2024 | $181.9M | $581.6M | 9.30% |
| Q2 2024 | $181.0M | $586.4M | 10.43% |
| Q3 2024 | $177.8M | $604.4M | 10.31% |
| Q4 2024 | $179.1M | $606.9M | 11.74% |
| Q1 2025 | $199.2M | $643.5M | 12.96% |
| Q2 2025 | $193.3M | $711.3M | 14.14% |
| Q3 2025 | $198.7M | $721.1M | 13.95% |
| Q4 2025 | $191.3M | $789.0M | 13.96% |
| Q1 2026 | $190.1M | $960.2M | 14.53% |
| Q2 2026 | $188.5M | $1.01B | 14.57% |
| Q3 2026 | $118.3M | $988.9M | 13.89% |
CIBC Bank USA off-balance-sheet exposure, quarter by quarter
Off-Balance-Sheet Exposure since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-L and RC-R, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full CIBC Bank USA profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 33306) · FFIEC NIC profile (RSSD 1842065)