Bank routing number ยท Chicago, Illinois
CIBC Bank USA Routing Number (ABA): 071006486
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The CIBC Bank USA routing number is 071006486. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 28, 2026.
CIBC Bank USA at a glance
Its CET1 capital ratio was 16.69% at Q3 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q3 2026
- $68.25B
- CET1 ratio, Q3 2026
- 16.69%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Domestic offices
- 13 branches
- Latest call report
- Q3 2026, FFIEC 041
- Established
- 1991
Full financial profile · Is CIBC Bank USA safe? · CIBC Bank USA call report · Branch locations
CIBC Bank USA routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 071006486 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 28, 2026. NIC holds one primary number per bank; CIBC Bank USA publishes any other numbers it uses itself.
What the digits mean
The first two digits, 07, place this number in the Federal Reserve Bank of Chicago's district (District 7). Digits five through eight, 0648, identify the institution within that district. The last digit, 6, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to CIBC Bank USA
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your CIBC Bank USA checks or in its online banking. Ask the bank for wire instructions (us.cibc.com). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About CIBC Bank USA
CIBC Bank USA is headquartered in Chicago, Illinois and was established in 1991. It is in the CHICAGO-NAPERVILLE-ELGIN, IL-IN metro area. It reported $68.25B in total assets and $52.71B in deposits for Q3 2026, the 3rd largest of the 319 banks headquartered in Illinois. It reports 13 domestic offices. Its deposits have been FDIC insured since 1991. Its primary federal regulator is the Federal Reserve. 63 other banks and credit unions headquartered in Chicago have a routing number listed here.
What the digits in 071006486 mean
The first four digits, 0710, are the Federal Reserve routing symbol. The prefix 07 places the number in the 7th Federal Reserve District (Chicago). That is also the district where the bank is headquartered. Digits five through eight, 0648, identify the institution within its Federal Reserve district. The last digit, 6, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 4 + 7 x 15 + 13 = 130, a multiple of 10, so 071006486 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the CIBC Bank USA routing number?
The CIBC Bank USA routing number is 071006486. It is the primary ABA routing transit number registered to CIBC Bank USA, headquartered in Chicago, IL. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 28, 2026.
What is the CIBC Bank USA wire routing number?
This page lists the primary routing number registered to CIBC Bank USA. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with CIBC Bank USA before sending a wire.
Is ABA number 071006486 the routing number for CIBC Bank USA?
Yes. It is the primary routing number registered to CIBC Bank USA.
Which bank uses routing number 071006486?
It belongs to CIBC Bank USA, headquartered in Chicago, IL. It is the bank's primary ABA routing number (FDIC certificate 33306).
Routing numbers in Chicago, IL
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- BMO Bank N.A.: 071000288
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- The Northern Trust Company: 071000152
- Credit union
- Alliant Credit Union: 271081528
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- Wintrust Bank, N.A.: 071925444
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- Byline Bank: 071001533
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- Lakeside Bank: 071001504
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- Beverly Bank & Trust Company, N.A.: 071026356
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- Marquette Bank: 071004284
View CIBC Bank USA's full profile →
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Regulator records: FDIC BankFind (cert 33306) · FFIEC NIC profile (RSSD 1842065)