Branch Network
Citizens Bank Locations & Branches Mount Vernon, Kentucky
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Citizens Bank operates 5 branches from its headquarters in Mount Vernon, KY, .
Citizens Bank branch network
All 5 branches are in KENTUCKY, across 5 cities. Its largest office by deposits is its main office in Mount Vernon, KY, with $112.3M (50.7% of its branch deposits). It had the same number of branches on June 30, 2025.
Citizens Bank at a glance
Its CET1 capital ratio was 11.68% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $250.4M
- CET1 ratio, Q2 2026
- 11.68%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1904
Full financial profile · Is Citizens Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Mount Vernon, KY (1 branch) | 2 of 4 | 41.6% | $112.3M |
| State: KY (5 branches) | 86 of 152 | 0.2% | $221.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Kentucky.
Share by county and metro area
Citizens Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Rockcastle, KY (2 branches) | 1 of 4 | 50.9% | $163.0M | $320.4M |
| Pulaski, KY (1 branch) | 11 of 12 | 1.1% | $20.7M | $1.89B |
| Jackson, KY (1 branch) | 2 of 2 | 15.2% | $20.3M | $133.9M |
| Madison, KY (1 branch) | 14 of 17 | 0.9% | $17.5M | $1.99B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Somerset, KY (1 branch) | 11 of 12 | 1.1% | $20.7M | $1.89B |
| Richmond-Berea, KY (1 branch) | 15 of 18 | 0.8% | $17.5M | $2.17B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Citizens Bank (main office) | Mount Vernon, KY | 40456 | $112.3M |
| Brodhead Branch | Brodhead, KY | 40409 | $50.7M |
| Somerset Branch | Somerset, KY | 42501 | $20.7M |
| Mckee Branch | Mc Kee, KY | 40447 | $20.3M |
| Berea Branch | Berea, KY | 40403 | $17.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 262) · FFIEC NIC profile (RSSD 840019)