Branch Network
The Citizens Bank of Swainsboro Locations & Branches Swainsboro, Georgia
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The Citizens Bank of Swainsboro operates 5 branches from its headquarters in Swainsboro, GA, . Its main office is at 121 N Main St, Swainsboro, GA 30401.
The Citizens Bank of Swainsboro branch network
All 5 branches are in GEORGIA, across 3 cities. Swainsboro, GA has the most of its branches, 2. Its largest office by deposits is the The Citizens Bank of Swainsboro office in Swainsboro, GA, with $203.1M (55.6% of its branch deposits). It had the same number of branches on June 30, 2025.
The Citizens Bank of Swainsboro at a glance
Its CET1 capital ratio was 18.92% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $420.5M
- CET1 ratio, Q2 2026
- 18.92%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
Full financial profile · Is The Citizens Bank of Swainsboro safe? · The Citizens Bank of Swainsboro Q3 2026 call report, filed October 20, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Swainsboro, GA (2 branches) | 1 of 5 | 47.3% | $203.1M |
| State: GA (5 branches) | 69 of 177 | <0.1% | $365.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
The Citizens Bank of Swainsboro's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Emanuel, GA (2 branches) | 1 of 5 | 40.7% | $203.1M | $499.4M |
| Laurens, GA (2 branches) | 5 of 11 | 5.8% | $89.8M | $1.55B |
| Bulloch, GA (1 branch) | 7 of 10 | 3.6% | $72.1M | $1.98B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Dublin, GA (2 branches) | 8 of 12 | 5.0% | $89.8M | $1.80B |
| Statesboro, GA (1 branch) | 7 of 10 | 3.6% | $72.1M | $1.98B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Citizens Bank of Swainsboro | Swainsboro, GA | 30401 | $203.1M |
| Dublin Branch | Dublin, GA | 31021 | $80.0M |
| Statesboro Branch | Statesboro, GA | 30458 | $72.1M |
| Dublin Branch | Dublin, GA | 31021 | $9.9M |
| Swainsboro South Main Drive-Thru Branch | Swainsboro, GA | 30401 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 11295) · FFIEC NIC profile (RSSD 268136)