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Citizens Bank & Trust Company of Vivian, Louisiana: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The standout move of Q2 2026 was in Noninterest-bearing share of deposits: 0.75 percentage points lower than in Q1 2026, at 26.39%. Citizens Bank & Trust Company of Vivian, Louisiana ranks 81st of 103 Louisiana banks on total deposits, in the lower half at $146.7M (Q2 2026). The median for banks in the $100M-1B asset tier is $277.3M on total deposits. Citizens Bank & Trust Company of Vivian, Louisiana sits 47% lower, at $146.7M (Q2 2026).

Deposit totals

Deposit totals for Citizens Bank & Trust Company of Vivian, Louisiana, Q2 2026
Line item Q2 2026
Total deposits $146.7M
Domestic office deposits $146.7M
Foreign office deposits —
Deposits to total assets 91.88%
Deposits to total liabilities 98.24%

Deposit composition

Deposit composition for Citizens Bank & Trust Company of Vivian, Louisiana, Q2 2026
Line item Q2 2026
Demand deposits $38.7M
Savings deposits $7.6M
Transaction accounts to domestic deposits 46.79%
Time deposits $32K
Time deposits under $100k $9.9M
Time deposits $100k to $250k $19.8M
Time deposits over $250k $16.5M
Noninterest-bearing share of deposits 26.39%

Stability of funding

Stability of funding for Citizens Bank & Trust Company of Vivian, Louisiana, Q2 2026
Line item Q2 2026
Core deposits $130.1M
Core deposits to total deposits 88.73%
Insured deposits —
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $0
Brokered deposits to total deposits 0.00%

Cost of deposits

Cost of deposits for Citizens Bank & Trust Company of Vivian, Louisiana, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 1.94%
Interest expense on deposits $516K
Loans and leases to core deposits 53.18%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Citizens Bank & Trust Company of Vivian, Louisiana, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $140.5M 92.15% 0.00% 1.60%
Q4 2023 $145.3M 90.32% 0.00% 1.84%
Q1 2024 $136.8M 92.58% 0.00% 1.79%
Q2 2024 $139.9M 91.63% 0.00% 2.00%
Q3 2024 $142.4M 88.77% 0.00% 2.17%
Q4 2024 $141.4M 88.99% 0.00% 2.07%
Q1 2025 $139.7M 89.12% 0.00% 1.91%
Q2 2025 $139.6M 88.73% 0.00% 1.88%
Q3 2025 $144.0M 89.18% 0.00% 1.94%
Q4 2025 $142.5M 88.32% 0.00% 1.94%
Q1 2026 $143.2M 88.64% 0.00% 1.95%
Q2 2026 $146.7M 88.73% 0.00% 1.94%

Citizens Bank & Trust Company of Vivian, Louisiana deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

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Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Citizens Bank & Trust Company of Vivian, Louisiana profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 19744) · FFIEC NIC profile (RSSD 767554)