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Citizens State Bank and Trust Co., Ellsworth, Kansas Locations & Branches Ellsworth, Kansas

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Citizens State Bank and Trust Co., Ellsworth, Kansas operates 6 branches from its headquarters in Ellsworth, KS, .

Citizens State Bank and Trust Co., Ellsworth, Kansas branch network

All 6 branches are in KANSAS, across 5 cities. Ellsworth, KS has the most of its branches, 2. Its largest office by deposits is its main office in Ellsworth, KS, with $133.6M (63.2% of its branch deposits). It had the same number of branches on June 30, 2025.

Citizens State Bank and Trust Co., Ellsworth, Kansas at a glance

It reports no CET1 ratio; its Tier 1 leverage ratio was 9.74% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.

Total assets, Q2 2026
$275.9M
Tier 1 leverage ratio, Q2 2026
9.74%
Deposit insurance
FDIC
Regulator
Federal Reserve
Latest call report
Q2 2026, FFIEC 051
Established
1900

Full financial profile · Is Citizens State Bank and Trust Co., Ellsworth, Kansas safe? · Citizens State Bank and Trust Co., Ellsworth, Kansas call report · Routing number

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Deposit market share

Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.

Area Rank Deposit share Deposits
City: Ellsworth, KS (2 branches) 1 of 3 65.3% $133.6M
State: KS (6 branches) 98 of 231 0.2% $211.4M

Ranked by total assets among banks headquartered in the state: Largest banks in Kansas.

Share by county and metro area

Citizens State Bank and Trust Co., Ellsworth, Kansas's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.

Counties

County Rank Deposit share Deposits County total
Ellsworth, KS (2 branches) 1 of 5 44.6% $133.6M $299.1M
Ottawa, KS (2 branches) 3 of 3 15.5% $42.2M $273.3M
Lincoln, KS (1 branch) 2 of 4 17.4% $27.7M $158.8M
Cloud, KS (1 branch) 7 of 7 2.2% $7.9M $354.4M

Metro areas

Metro area Rank Deposit share Deposits Metro total
Salina, KS (2 branches) 12 of 13 1.7% $42.2M $2.49B
Branch Location ZIP Deposits
Citizens State Bank and Trust Co., Ellsworth, Kansas (main office)
Ellsworth, KS
67439 $133.6M
Minneapolis Branch
Minneapolis, KS
67467 $28.6M
Lincoln Branch
Lincoln, KS
67455 $27.7M
Delphos Branch
Delphos, KS
67436 $13.6M
Glasco Branch
Glasco, KS
67445 $7.9M
Hwy Bank Branch
Ellsworth, KS
67439 $0

Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.