CNB St. Louis Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks CNB St. Louis Bank of Maplewood, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.32% | 1.34% | -0.02% | 54th above |
| ROAE | 17.70% | 13.31% | +4.39% | 79th top |
| Net Interest Margin | 3.53% | 3.93% | -0.40% | 28th below |
| Efficiency Ratio | 60.44% | 61.14% | -0.70% | 53rd above |
| PPNR / Avg Assets | 1.44% | 1.68% | -0.24% | 41st below |
| Yield on Earning Assets | 5.68% | 5.67% | +0.01% | 54th above |
| Cost of Funds | 2.36% | 1.88% | +0.48% | 19th bottom |
| Net Interest Spread | 2.83% | 3.32% | -0.49% | 26th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.56% | 0.94% | -0.38% | 43rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.45% | 0.70% | -0.25% | 41st below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.89% | 1.28% | +0.61% | 92nd top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 339.44% | 1539.71% | -1200.27% | 63rd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.91% | 7.33% | -2.42% | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.29% | 12.14% | -2.85% | 17th bottom |
| Equity / Assets | 7.84% | 11.38% | -3.54% | 12th bottom |
| TCE / Tangible Assets | 7.84% | 11.10% | -3.26% | 14th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.60% | 80.63% | +13.97% | 19th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.85% | 86.86% | +1.99% | 48th below |
| Wholesale Funding Ratio | 5.69% | 5.03% | +0.66% | 34th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.22% | 6.86% | -10.08% | 8th bottom |
| Loan Growth (Y/Y) | -1.48% | 7.91% | -9.39% | 17th bottom |
| Deposit Growth (Y/Y) | -3.59% | 6.30% | -9.89% | 9th bottom |
See CNB St. Louis Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock CNB St. Louis Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full CNB St. Louis Bank profile, how to read a UBPR, or how this data updates.