Branch Network
Commercial Bank Locations & Branches Harrogate, Tennessee
BankRegReports is independent of Commercial Bank and never asks for online banking logins or passwords.
Commercial Bank operates 36 branches from its headquarters in Harrogate, TN, .
Commercial Bank branch network
Its 36 branches span 3 states and 22 cities. The most are in TENNESSEE (18), KENTUCKY (14) and NORTH CAROLINA (4). TENNESSEE holds 60.9% of its branch deposits. Barbourville, KY has the most of its branches, 4. Its largest office by deposits is its main office in Harrogate, TN, with $389.5M (20.4% of its branch deposits). It had the same number of branches on June 30, 2025.
Commercial Bank at a glance
Its CET1 capital ratio was 13.02% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $2.36B
- CET1 ratio, Q2 2026
- 13.02%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1976
Full financial profile · Is Commercial Bank safe? · Commercial Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Harrogate, TN (2 branches) | 1 of 3 | 81.1% | $389.5M |
| State: TN (18 branches) | 35 of 165 | 0.5% | $1.16B |
Ranked by total assets among banks headquartered in the state: Largest banks in Tennessee.
Share by county and metro area
Commercial Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Claiborne, TN (5 branches) | 1 of 3 | 53.2% | $582.7M | $1.10B |
| Laurel, KY (5 branches) | 2 of 12 | 18.3% | $236.9M | $1.30B |
| Cocke, TN (2 branches) | 2 of 5 | 26.4% | $209.2M | $793.0M |
| Knox, KY (4 branches) | 1 of 6 | 32.5% | $155.1M | $476.8M |
| Union, TN (2 branches) | 1 of 3 | 51.1% | $138.5M | $271.1M |
| Cleveland, NC (2 branches) | 4 of 9 | 7.8% | $111.9M | $1.44B |
| Gaston, NC (2 branches) | 11 of 16 | 2.8% | $99.7M | $3.50B |
| Knox, TN (4 branches) | 18 of 31 | 0.5% | $95.1M | $18.94B |
| Harlan, KY (2 branches) | 4 of 5 | 16.2% | $86.6M | $534.5M |
| Hamblen, TN (2 branches) | 6 of 10 | 3.9% | $54.9M | $1.39B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| London, KY (10 branches) | 2 of 12 | 15.1% | $393.0M | $2.60B |
| Knoxville, TN (6 branches) | 18 of 41 | 0.9% | $233.5M | $26.33B |
| Newport, TN (2 branches) | 2 of 5 | 26.4% | $209.2M | $793.0M |
| Shelby, NC (2 branches) | 4 of 9 | 7.8% | $111.9M | $1.44B |
| Charlotte-Concord-Gastonia, NC-SC (2 branches) | 35 of 47 | <0.1% | $99.7M | $432.53B |
| Morristown, TN (2 branches) | 11 of 13 | 2.0% | $54.9M | $2.69B |
| Middlesborough, KY (2 branches) | 3 of 3 | 16.8% | $53.3M | $317.1M |
| Nashville-Davidson-Murfreesboro-Franklin, TN (1 branch) | 54 of 62 | <0.1% | $48.7M | $107.32B |
| Kingsport-Bristol, TN-VA (1 branch) | 19 of 24 | 0.5% | $27.7M | $5.92B |
| Johnson City, TN (1 branch) | 18 of 19 | <0.1% | $4.7M | $5.27B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Commercial Bank (main office) | Harrogate, TN | 37752 | $389.5M |
| Newport-Broadway Branch | Newport, TN | 37821 | $169.6M |
| Fnb & Trust Branch | London, KY | 40741 | $147.2M |
| Highway 33 Branch | Maynardville, TN | 37807 | $120.7M |
| New Tazewell Branch | New Tazewell, TN | 37825 | $93.6M |
| Tazewell-New Tazewell Branch | New Tazewell, TN | 37825 | $82.7M |
| Shelby Branch | Shelby, NC | 28150 | $82.6M |
| Cumberland Parkway Branch | Barbourville, KY | 40906 | $80.2M |
| Union Plaza Branch | Barbourville, KY | 40906 | $74.9M |
| Alliance Bank & Trust Branch | Gastonia, NC | 28052 | $51.7M |
| Brentwood Branch | Brentwood, TN | 37027 | $48.7M |
| Union Road Branch | Gastonia, NC | 28054 | $48.0M |
| Harlan Branch | Harlan, KY | 40831 | $47.7M |
| Bryant Town Branch | Newport, TN | 37821 | $39.6M |
| Main Street Branch | Cumberland, KY | 40823 | $39.0M |
| Middlesboro Federal Bank, Fsb Branch | Middlesboro, KY | 40965 | $33.8M |
| West Knoxville Branch | Knoxville, TN | 37922 | $32.1M |
| Morristown Branch | Morristown, TN | 37813 | $32.0M |
| Kings Mountain Branch | Kings Mountain, NC | 28086 | $29.3M |
| Kingsport East Stone Drive Branch | Kingsport, TN | 37660 | $27.7M |
| Marketplace Branch | London, KY | 40741 | $26.2M |
| Corbin Banking Center Branch | Corbin, KY | 40701 | $25.9M |
| Halls Branch | Knoxville, TN | 37938 | $24.6M |
| Powell Branch | Powell, TN | 37849 | $23.2M |
| Morristown Branch (Millennium Square) | Morristown, TN | 37814 | $22.9M |
| The Plaza Branch | London, KY | 40741 | $22.4M |
| Pineville Branch #2 Branch | Pineville, KY | 40977 | $19.5M |
| Luttrell Branch | Luttrell, TN | 37779 | $17.8M |
| Speedwell Branch | Speedwell, TN | 37870 | $17.0M |
| South Laurel Branch | Corbin, KY | 40701 | $15.2M |
| 5320 North Broadway Street Branch | Knoxville, TN | 37918 | $15.2M |
| Johnson City Branch | Johnson City, TN | 37604 | $4.7M |
| South Corbin Branch | Corbin, KY | 40701 | $939K |
| Barbourville-North Main Street Branch | Barbourville, KY | 40906 | $0 |
| Auto Bank Branch | Barbourville, KY | 40906 | $0 |
| Harrogate Branch | Harrogate, TN | 37752 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 22354) · FFIEC NIC profile (RSSD 497039)