Commonwealth Business Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Commonwealth Business Bank of Los Angeles, CA against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.03% | 1.46% | -0.43% | 31st below |
| ROAE | 7.36% | 12.72% | -5.36% | 18th bottom |
| Net Interest Margin | 3.21% | 3.85% | -0.64% | 22nd bottom |
| Efficiency Ratio | 59.33% | 57.40% | +1.93% | 47th below |
| PPNR / Avg Assets | 1.53% | 1.88% | -0.35% | 38th below |
| Yield on Earning Assets | 5.92% | 5.72% | +0.20% | 73rd above |
| Cost of Funds | 3.14% | 2.02% | +1.12% | 6th bottom |
| Net Interest Spread | 2.11% | 3.18% | -1.07% | 8th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.88% | 1.00% | +0.88% | 12th bottom |
| NPA / Total Assets | 1.52% | 0.76% | +0.76% | 12th bottom |
| NCO / Avg Loans | -0.00% | 0.43% | -0.43% | 83rd top |
| ACL / Total Loans | 1.14% | 1.31% | -0.17% | 48th below |
| ACL / NPLs (Coverage) | 60.46% | 543.73% | -483.27% | 13th bottom |
| Texas Ratio | 10.31% | 7.39% | +2.92% | 23rd bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.65% | 17.34% | +1.31% | 88th top |
| Tier 1 Ratio | 18.65% | 17.37% | +1.28% | 88th top |
| Total Capital Ratio | 19.87% | 18.42% | +1.45% | 89th top |
| Leverage Ratio | 13.93% | 11.43% | +2.50% | 89th top |
| Equity / Assets | 14.01% | 11.33% | +2.68% | 90th top |
| TCE / Tangible Assets | 13.89% | 10.50% | +3.39% | 91st top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 91.56% | 86.95% | +4.61% | 39th below |
| Core Deposit Ratio | 67.17% | 85.57% | -18.40% | 6th bottom |
| Uninsured Deposit Ratio | 37.70% | 33.12% | +4.58% | 32nd below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 8.35% | 9.68% | -1.33% | 69th above |
| Loan Growth (Y/Y) | 4.24% | 8.06% | -3.82% | 42nd below |
| Deposit Growth (Y/Y) | 9.11% | 7.87% | +1.24% | 72nd above |
See Commonwealth Business Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Commonwealth Business Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Commonwealth Business Bank profile, how to read a UBPR, or how this data updates.