Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank of Dunlap, IA against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.49% | 1.34% | +0.15% | 63rd above |
| ROAE | 14.27% | 13.32% | +0.95% | 62nd above |
| Net Interest Margin | 3.95% | 3.93% | +0.02% | 50th above |
| Efficiency Ratio | 52.91% | 61.13% | -8.22% | 75th top |
| PPNR / Avg Assets | 1.88% | 1.68% | +0.20% | 67th above |
| Yield on Earning Assets | 5.79% | 5.67% | +0.12% | 59th above |
| Cost of Funds | 2.00% | 1.88% | +0.12% | 37th below |
| Net Interest Spread | 3.26% | 3.32% | -0.06% | 47th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.36% | 0.94% | -0.58% | 53rd above |
| NPA / Total Assets | 0.25% | 0.70% | -0.45% | 55th above |
| NCO / Avg Loans | 1.24% | 0.16% | +1.08% | 2nd bottom |
| ACL / Total Loans | 0.82% | 1.28% | -0.46% | 12th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 228.61% | 1546.31% | -1317.70% | 52nd above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 3.91% | 7.34% | -3.43% | 47th below |
| Provision / NCO | 88.50% | 1395.13% | -1306.63% | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.86% | 19.49% | -3.63% | 56th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.86% | 19.52% | -3.66% | 56th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.67% | 20.61% | -3.94% | 54th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.99% | 12.14% | -1.15% | 50th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.83% | 11.36% | -0.53% | 57th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.83% | 11.08% | -0.25% | 61st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 78.41% | 80.66% | -2.25% | 55th above |
| Core Deposit Ratio | 90.98% | 86.85% | +4.13% | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.95% | 6.84% | -2.89% | 47th below |
| Loan Growth (Y/Y) | 8.67% | 7.92% | +0.75% | 68th above |
| Deposit Growth (Y/Y) | 3.47% | 6.29% | -2.82% | 46th below |
See Community Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank profile, how to read a UBPR, or how this data updates.