Community Bank of Memphis: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Bank of Memphis of Memphis, MO against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.10% | 3.33% | -2.23% | 53rd above |
| ROAE | 8.50% | 8.29% | +0.21% | 51st above |
| Net Interest Margin | 3.33% | 3.93% | -0.60% | 25th below |
| Efficiency Ratio | 54.39% | 84.52% | -30.13% | 81st top |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.48% | 1.56% | -0.08% | 60th above |
| Yield on Earning Assets | 4.65% | 5.24% | -0.59% | 27th below |
| Cost of Funds | 1.48% | 1.67% | -0.19% | 53rd above |
| Net Interest Spread | 2.64% | 3.30% | -0.66% | 22nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.42% | -1.42% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 53rd above |
| ACL / Total Loans | 3.05% | 1.52% | +1.53% | 93rd top |
| Texas Ratio | 0.00% | 8.57% | -8.57% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.39% | 22.10% | -9.71% | 43rd below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 13.29% | 20.74% | -7.45% | 56th above |
| TCE / Tangible Assets | 12.03% | 20.49% | -8.46% | 49th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 44.86% | 74.31% | -29.45% | 77th top |
| Core Deposit Ratio | 95.25% | 88.29% | +6.96% | 73rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.41% | 3.82% | +3.59% | 75th top |
| Loan Growth (Y/Y) | -6.96% | 6.87% | -13.83% | 13th bottom |
| Deposit Growth (Y/Y) | 7.46% | 2.97% | +4.49% | 75th top |
See Community Bank of Memphis's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Bank of Memphis, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Bank of Memphis profile, how to read a UBPR, or how this data updates.