Community Point Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Community Point Bank of Russellville, MO against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.67% | 1.35% | +0.32% | 72nd above |
| ROAE | 20.63% | 12.05% | +8.58% | 89th top |
| Net Interest Margin | 3.64% | 3.90% | -0.26% | 34th below |
| Efficiency Ratio | 43.34% | 63.16% | -19.82% | 91st top |
| PPNR / Avg Assets | 2.05% | 1.64% | +0.41% | 74th above |
| Yield on Earning Assets | 6.42% | 5.65% | +0.77% | 85th top |
| Cost of Funds | 2.96% | 1.85% | +1.11% | 6th bottom |
| Net Interest Spread | 3.08% | 3.35% | -0.27% | 37th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.04% | 0.92% | -0.88% | 80th top |
| NPA / Total Assets | 0.04% | 0.67% | -0.63% | 80th top |
| NCO / Avg Loans | -0.00% | 0.15% | -0.15% | 77th top |
| ACL / Total Loans | 1.18% | 1.28% | -0.10% | 48th below |
| ACL / NPLs (Coverage) | 2751.09% | 1644.67% | +1106.42% | — |
| Texas Ratio | 0.64% | 7.15% | -6.51% | 78th top |
| Provision / NCO Behind the peer average, ahead of the median peer. | 233.77% | 1189.78% | -956.01% | 60th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 9.97% | 20.84% | -10.87% | 2nd bottom |
| Tier 1 Ratio | 9.97% | 20.87% | -10.90% | 2nd bottom |
| Total Capital Ratio | 11.19% | 21.94% | -10.75% | 3rd bottom |
| Leverage Ratio | 8.20% | 12.47% | -4.27% | 4th bottom |
| Equity / Assets | 7.58% | 11.67% | -4.09% | 10th bottom |
| TCE / Tangible Assets | 7.58% | 11.40% | -3.82% | 11th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.35% | 78.64% | +15.71% | 20th bottom |
| Core Deposit Ratio | 92.12% | 87.09% | +5.03% | 68th above |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.62% | 5.11% | -0.49% | 41st below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 18.81% | 6.47% | +12.34% | 94th top |
| Loan Growth (Y/Y) | 21.70% | 7.63% | +14.07% | 93rd top |
| Deposit Growth (Y/Y) | 16.37% | 6.02% | +10.35% | 92nd top |
See Community Point Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Community Point Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Community Point Bank profile, how to read a UBPR, or how this data updates.